A+
6%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dickson Tennessee National
Cost of living9492100
Groceries9698100
Health care9797100
Housing8980100
Transportation10197100
Utilities9798100
Lifestyle & Entertainment9297100
Household Items9798100
Education & Childcare9397100
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An Overview of Cost of Living in Dickson, TN

Understanding the cost of living in Dickson can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Dickson cost of living index is 94, which is 6% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Dickson closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Dickson can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Dickson?

The most insightful perspective on a city comes from its residents. We recently surveyed 6 locals to gauge their perception of the cost of living in Dickson. The feedback revealed that 17% of respondents found the cost of living to be reasonable, with prices on the decline, while 83% regarded it as notably expensive with prices that continue to rise.

Is Dickson Affordable?

Is Dickson affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Dickson, the median home price is 6.1% lower than the national average and monthly rent prices are 22.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Dickson boasting a median household income of $79,456, 2.3% lower than the national average.

What Factors can Influence the Cost of Living in Dickson?

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Dickson, the prevailing sales tax rate starts at 7%, and income tax rates kick off at 0%.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Dickson, the transportation index is 0.9% higher than the national average.

Where is the Data From?

The Dickson cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Dickson is 2% higher than the Tennessee average
  • The cost of living in Dickson is 6% lower than the national average
  • Dickson housing is 11% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Dickson

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Compare Dickson, TN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,525$7,710$2,159$2,776
      Renters$50,518$4,210$1,179$1,516
      The affordability of the housing market in Dickson, TN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Dickson homeowners, the median income is $92,525. This indicates that a monthly maximum of $2,159 should be spent by homeowners on all housing related costs. Renters have a median income of $50,518. This indicates that renters would have a maximum of $1,179 for their rent related monthly costs.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wrigley, TN526972.5%
      McEwen, TN1,8438515.5%
      Lyles, TN1,3218713.3%
      Bon Aqua Junction, TN1,3138712.8%
      Vanleer, TN4308811.6%
      Dickson, TN16,026945.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West University Place, TX16,021235134.8%
      Bridgeview, IL16,0311021.9%
      Talladega, AL16,0198217.6%
      Overland, MO16,0198812.0%
      Tracadie, NB16,034n/a 
      Dickson, TN16,026945.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.