Cost of Living in Decatur, TN

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10%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Decatur Tennessee National
Cost of living9092100
Groceries9698100
Health care9697100
Housing7380100
Transportation9597100
Utilities9998100
Lifestyle & Entertainment9897100
Household Items10098100
Education & Childcare10197100
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Homes For Sale In Decatur, TN

property for sale

152 Hiwassee Dr

Decatur, TN
property for sale

17986 State Highway 58 N

Decatur, TN
property for sale

113 Woods Hollow Rd

Decatur, TN
property for sale

24083 Tennessee 58

Decatur, TN

Cost Of Living Quick Facts

  • The cost of living in Decatur is 2% lower than the Tennessee average
  • The cost of living in Decatur is 10% lower than the national average
  • Decatur housing is 27% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Decatur

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Compare Decatur, TN Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,832$6,486$1,816$2,335
      Renters$35,051$2,921$818$1,052

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Niota, TN8638416.0%
      Dayton, TN7,5108514.8%
      Etowah, TN3,6008614.4%
      Spring City, TN2,3168812.5%
      Athens, TN14,414937.1%
      Decatur, TN1,667909.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lookout Mountain, GA1,66712120.9%
      Port Gibson, MS1,6677921.0%
      Crump, TN1,6678811.9%
      South Bend, WA1,667981.8%
      Port Barre, LA1,6668317.4%
      Decatur, TN1,667909.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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