Cost Of Living in De Smet, SD

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14%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

40%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	De Smet	South Dakota	National
Cost of living	86	92	100
Groceries	98	99	100
Health care	95	97	100
Housing	60	77	100
Transportation	93	96	100
Utilities	104	103	100
Lifestyle & Entertainment	93	94	100
Household Items	95	96	100
Education & Childcare	98	98	100

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Homes For Sale In De Smet, SD

403 4th St SW

De Smet, SD

2041 Twin Lakes Rd

Lake Preston, SD

413 3rd St SE

De Smet, SD

205 Joliet Ave SE

De Smet, SD

Cost Of Living Quick Facts

The cost of living in De Smet is 6% lower than the South Dakota average
The cost of living in De Smet is 14% lower than the national average
De Smet housing is 40% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$115,198	$9,600	$2,688	$3,456
Renters	$61,388	$5,116	$1,432	$1,842

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bancroft, SD	51	96	3.5%
Erwin, SD	56	74	25.9%
Oldham, SD	135	74	25.8%
Lake Preston, SD	461	80	19.5%
Bryant, SD	762	84	15.8%
De Smet, SD	1,071	86	14.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brantley, AL	1,071	82	17.9%
Thomasboro, IL	1,071	87	13.2%
Viola, IL	1,071	87	13.1%
Grand Coteau, LA	1,071	88	11.6%
Bude, MS	1,071	78	22.4%
De Smet, SD	1,071	86	14.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in De Smet, SD

Homes For Sale In De Smet, SD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around De Smet

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The best places in South Dakota

Salary Calculator

Median Income & Debt-To-Income Ratio

South Dakota Sales Tax

South Dakota Income Tax

Nearby cities with low cost of living

Cities with similar population