Cost of Living in Cumberland, OH

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21%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cumberland Ohio National
Cost of living7989100
Groceries9597100
Health care9596100
Housing4774100
Transportation9296100
Utilities9396100
Lifestyle & Entertainment9095100
Household Items9497100
Education & Childcare9293100
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Homes For Sale In Cumberland, OH

property for sale

Claysville Rd

Cumberland, OH
property for sale

4502 Clover Rd

Cumberland, OH
property for sale

8766 Glenwood Rd

Cumberland, OH
property for sale

49197 John Tomcho RD

Caldwell, OH

Cost Of Living Quick Facts

  • The cost of living in Cumberland is 11% lower than the Ohio average
  • The cost of living in Cumberland is 21% lower than the national average
  • Cumberland housing is 53% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Cumberland

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Compare Cumberland, OH Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,684$6,890$1,929$2,481
      Renters$42,657$3,555$995$1,280

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sarahsville, OH997723.0%
      Belle Valley, OH1977822.2%
      Adamsville, OH3428119.0%
      Pleasant City, OH5347920.7%
      Senecaville, OH3527920.7%
      Cumberland, OH2817920.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Detroit, AL2817821.8%
      Top-of-the-World, AZ2811021.8%
      Gerrard, CO28111110.9%
      Manlius, IL2818317.1%
      Corinth, KY2818713.1%
      Cumberland, OH2817920.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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