Cumberland 61 Average
Cumberland Livability #490 ranked city in Indiana#17,352 ranked city in the USARanks better than 40% of areas
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Pros and Cons of Living in Cumberland

PROS
  • Cost Of Living Cost Of Living

    The overall cost of living in this area is much lower than average. This includes everyday goods and services, as well as housing, utilities and health care.

  • Employment Employment

    The combination of higher than average median home income, income per capita and low unemployment rates results in a score that is well above average in the employment category.

  • Housing Housing

    This area has received high scores in the housing category. This could be due to a positive home affordability ratio, high appreciation rates or elevated home values.

CONS
  • Amenities Amenities

    A majority of amenities are not ideally situated within a reasonable walking distance, which may lead residents to rely on a vehicle or public transportation.

  • Commute Commute

    Public transportation is not readily available in this area and the average commute time to work could also be longer than the national average.

  • Health & Safety Health & Safety

    Poor air quality and the inaccessibility of certain health related facilities like hospitals, clinics, doctors and pharmacies could have all contributed to the low score in this category.

  • Schools Schools

    Lower than average education levels, poor reading and math scores, as well as the inaccessibility of local elementary and high schools could all be factors in the low schools score.

What's it like Living in Cumberland?

Located in the state of Indiana, Cumberland is a small city with a population of 6,008 residents. If we take a look at the last Census, the vast majority of the population falls within one racial group (82% White). Given that fact, Cumberland could be considered less diverse than other cities. In Cumberland, only 44% of people over the age of fifteen are married. This city could be a good option for singles ready to mingle. Long commute times to work can be incredibly frustrating, ranking just behind housework on the list of life's annoyances. If you opt to make Cumberland your home, your one-way commute time will typically last around 24 minutes, a duration that aligns with the national average commute time of 26 minutes.

Without the right tools, moving to any new city can be very stressful and challenging. Living in Cumberland, Indiana could be a good experience for anyone who puts in the effort to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. Finding the best places to live in Cumberland and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes cost of living, health & safety, housing and other important metrics.

Using data and statistics Cumberland has received a livability score of 61/100. This score is ranked in the 44th percentile when compared to all other cities. Based on the scores for each individual category, Cumberland has been rewarded with high marks for cost of living (A+), employment (A-) and housing (A+). There are some categories that Cumberland ranks poorly for, including: amenities (F) and education (F). It might be worth taking a closer look to find out why.

The Cumberland unemployment rate of 1.7% has continued to decrease over the years and is now well below the national average. The result could lead to reduced poverty and inequality in the area, higher wages and increased economic growth. This is a positive sign in the overall health of the local economy.

A healthy real estate market serves as a key economic indicator. It could signify overall local economic strength, stability and reflects consumer confidence in the area. Based on multiple factors including: median home and rental prices, appreciation rates and home affordability, Cumberland has received high marks in the housing category. Based on these calculations, the apartment rental and real estate market appears to be very healthy.

Certain items on your wish list like shopping, restaurants, nightlife, parks and proximity to public transportation are all important things to look for. Having said that, perhaps the most important metric to consider when contemplating a move to Cumberland is real estate affordability. The median home price for Cumberland homes is $293,244, which is 29.2% higher than the Indiana average. If we take a closer look at the affordability of homes in Cumberland, we’ll see that the home price to income ratio is 2.9, which is 3.3% lower than the Indiana average.

Best Places to Live in and Around Cumberland

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      Cumberland transportation information

      Statistic Cumberland Indiana National
      Average one way commute24min23min26min
      Workers who drive to work87.0%83.0%76.4%
      Workers who carpool6.8%8.9%9.3%
      Workers who take public transit0.0%1.1%5.1%
      Workers who bicycle0.0%0.5%0.6%
      Workers who walk2.1%2.1%2.8%
      Working from home3.6%3.5%4.6%
      Source: The Cumberland, IN data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.