Cost Of Living in Cudjoe Key, FL

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F

42%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

128%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cudjoe Key	Florida	National
Cost of living	142	102	100
Groceries	100	102	100
Health care	103	104	100
Housing	228	97	100
Transportation	106	103	100
Utilities	114	110	100
Lifestyle & Entertainment	105	104	100
Household Items	100	102	100
Education & Childcare	110	106	100

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Homes For Sale In Cudjoe Key, FL

22939 Gasparilla Ln

Summerland Key, FL

22961 John Avery Ln

Summerland Key, FL

22953 John Silver Ln

Summerland Key, FL

701 Spanish Main Dr #495

Cudjoe Key, FL

Cost Of Living Quick Facts

The cost of living in Cudjoe Key is 39% higher than the Florida average
The cost of living in Cudjoe Key is 42% higher than the national average
Cudjoe Key housing is 128% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$135,013	$11,251	$3,150	$4,051
Renters	$98,935	$8,245	$2,308	$2,968

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Big Pine Key, FL	4,970	132	31.6%
Big Coppitt Key, FL	2,712	143	43.0%
Cudjoe Key, FL	2,231	142	41.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Madison, NC	2,231	91	9.2%
Mineralwells, WV	2,231	90	10.4%
Saint-Damien, QC	2,231	n/a
Colquitt, GA	2,230	81	19.3%
Apalachin, NY	2,230	97	2.5%
Cudjoe Key, FL	2,231	142	41.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Cudjoe Key, FL

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Nearby cities with low cost of living

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