Cost Of Living in Crete, IL

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0%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

0%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Crete	Illinois	National
Cost of living	100	98	100
Groceries	100	100	100
Health care	100	100	100
Housing	100	95	100
Transportation	103	101	100
Utilities	100	99	100
Lifestyle & Entertainment	99	100	100
Household Items	100	100	100
Education & Childcare	101	100	100

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Homes For Sale In Crete, IL

3540 Haweswood Ct

Crete, IL

11 Old Mud Rd

Crete Township, IL

27250 Dutton Rd

Beecher, IL

27106 S Fountainview Dr

Crete, IL

Cost Of Living Quick Facts

The cost of living in Crete is 2% higher than the Illinois average
The cost of living in Crete is equal to the national average
Crete housing is equal to the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$116,721	$9,727	$2,723	$3,502
Renters	$63,485	$5,290	$1,481	$1,905

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Crete, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Crete, homeowners have a median income of $116,721. Using that number, a maximum of $2,723 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $63,485, which means there is a maximum of $1,481 to be spent on the costs of renting a home or apartment.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ford Heights, IL	2,801	83	16.6%
East Chicago, IN	28,835	82	17.8%
Gary, IN	77,151	81	19.3%
Phoenix, IL	1,450	85	14.6%
Dixmoor, IL	3,663	87	12.6%
Crete, IL	8,275	100	0.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bloomingdale, NJ	8,275	134	33.6%
Boyes Hot Springs, CA	8,273	167	66.5%
Cherry Valley, CA	8,278	124	24.3%
Pleasant Hills, PA	8,271	101	0.7%
Bel Aire, KS	8,281	98	2.2%
Crete, IL	8,275	100	0.1%