A+
2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Crestview Florida National
Cost of living102102100
Groceries101102100
Health care104104100
Housing9797100
Transportation105103100
Utilities107110100
Lifestyle & Entertainment105104100
Household Items104102100
Education & Childcare102106100
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An Overview of Cost of Living in Crestview, FL

Are you thinking about relocating, but curious about the potential cost of living in Crestview? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Crestview stands at 102, making it 2% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Crestview closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Crestview can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Crestview?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 8 locals to understand their opinions on the cost of living in Crestview. The results indicated that 50% found it reasonably priced with decreasing prices of goods and services, while 50% viewed it as quite expensive, with increasing prices.

Is Crestview Affordable?

Is Crestview an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Crestview, the median home price is 7.8% lower than what most folks pay across the country, and monthly rent prices are 8.2% higher than the usual rates. Income levels in Crestview come in at $73,425, which is 9.7% lower than the national average.

What Factors can Influence the Cost of Living in Crestview?

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Crestview, is 3% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Crestview, the healthcare costs are 3.8% higher than the national average.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Crestview, the utilities index registers 7% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Crestview are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Crestview is equal to the Florida average
  • The cost of living in Crestview is 2% higher than the national average
  • Crestview housing is 3% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Crestview

See all the best places to live around Crestview

Compare Crestview, FL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,560$9,463$2,650$3,407
      Renters$54,344$4,529$1,268$1,630
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Crestview, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Crestview homeowners, is $113,560. This would allow for a maximum of $2,650 per month to be spent on housing costs. For renters, the median monthly income is $54,344 which would result in a maximum of $1,268 to be spent on rental costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Laurel Hill, FL595909.8%
      Crestview, FL25,2041021.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lunenburg, NS25,205n/a 
      Sandusky, OH25,2018316.7%
      Trotwood, OH25,2008317.1%
      Seal Beach, CA25,20814949.1%
      Pooler, GA25,2141088.0%
      Crestview, FL25,2041021.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.