Cost of Living in Covington, OH

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14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Covington Ohio National
Cost of living8689100
Groceries9797100
Health care9696100
Housing6474100
Transportation9496100
Utilities9896100
Lifestyle & Entertainment9295100
Household Items9597100
Education & Childcare9793100
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Homes For Sale In Covington, OH

property for sale

6365 W State Route 41

Covington, OH
property for sale

305 Sharon St

Covington, OH
property for sale

251 N Ludlow St

Covington, OH
property for sale

762 N High St

Covington, OH

Cost Of Living Quick Facts

  • The cost of living in Covington is 4% lower than the Ohio average
  • The cost of living in Covington is 14% lower than the national average
  • Covington housing is 36% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Covington

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Compare Covington, OH Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,721$7,477$2,093$2,692
      Renters$36,271$3,023$846$1,088

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Port Jefferson, OH4478119.0%
      Ansonia, OH1,1588317.2%
      Ithaca, OH1178416.2%
      Casstown, OH2138317.0%
      Gettysburg, OH6728416.3%
      Covington, OH2,7428614.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Winneconne, WI2,742936.5%
      Bonners Ferry, ID2,741973.1%
      Holly Ridge, NC2,7411098.7%
      Chester Heights, PA2,74111514.8%
      Fairlawn, VA2,7411043.5%
      Covington, OH2,7428614.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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