Cost of Living in Cottonwood, ID

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A+
8%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cottonwood Idaho National
Cost of living9298100
Groceries101102100
Health care102101100
Housing6790100
Transportation103103100
Utilities103101100
Lifestyle & Entertainment105105100
Household Items102101100
Education & Childcare97101100
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Homes For Sale In Cottonwood, ID

property for sale

TBD Jack Pine Rd

, ID
property for sale

TBD Keuterville Rd

Cottonwood, ID
property for sale

478 Deer Gulch Rd

Cottonwood, ID
property for sale

659 Reservation Line Rd

Cottonwood, ID
See the Newest Homes For Sale In Cottonwood, ID

Cost Of Living Quick Facts

  • The cost of living in Cottonwood is 7% lower than the Idaho average
  • The cost of living in Cottonwood is 8% lower than the national average
  • Cottonwood housing is 33% lower than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Cottonwood

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Compare Cottonwood, ID Cost of Living

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      The best places in Idaho

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,369$4,864$1,362$1,751
      Renters$74,420$6,202$1,736$2,233

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nezperce, ID5398910.7%
      Craigmont, ID5319010.4%
      Ferdinand, ID134918.6%
      Winchester, ID241937.3%
      Grangeville, ID3,297954.8%
      Cottonwood, ID1,087928.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Loami, IL1,0878613.7%
      Oxford, KS1,0878218.4%
      Dover Plains, NY1,0871043.9%
      Rio Grande, OH1,087919.3%
      Cane Savannah, SC1,0878713.2%
      Cottonwood, ID1,087928.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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