Cost of Living in Cooperstown, NY

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F
28%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
68%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cooperstown New York National
Cost of living128121100
Groceries106106100
Health care109110100
Housing168144100
Transportation115113100
Utilities110112100
Lifestyle & Entertainment113111100
Household Items104106100
Education & Childcare119118100
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Homes For Sale In Cooperstown, NY

property for sale

995 State Highway 166

Cooperstown, NY
property for sale

110 Pine Ridge Rd

Cooperstown, NY
property for sale

County Highway 52

HRTWK SEMINRY, NY
property for sale

14 Pioneer St

Cooperstown, NY

Cost Of Living Quick Facts

  • The cost of living in Cooperstown is 6% higher than the New York average
  • The cost of living in Cooperstown is 28% higher than the national average
  • Cooperstown housing is 68% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Cooperstown

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,781$10,065$2,818$3,624
      Renters$69,304$5,775$1,617$2,079

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

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      Cooperstown, NY1,92512827.6%

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      Cooperstown, NY1,92512827.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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