Cost of Living in Congers, NY

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F
48%
Overall NAT. AVG.
15%
Goods & Services NAT. AVG.
127%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Congers New York National
Cost of living148118100
Goods & Services115108100
Groceries105102100
Health care119111100
Housing227144100
Transportation105107100
Utilities133101100
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Homes For Sale In Congers, NY

property for sale

19 Sheridan Ave

Congers, NY
property for sale

10 Wesley Ct

Congers, NY
property for sale

18 Ridge Rd

Congers, NY
property for sale

302 Old Haverstraw Rd

Congers, NY

Cost Of Living Quick Facts

  • The cost of living in Congers is 26% higher than the New York average
  • The cost of living in Congers is 48% higher than the national average
  • Congers housing is 127% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Congers

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Compare Congers, NY Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$200,404$16,700$4,676$6,013
      Renters$71,360$5,947$1,665$2,141
      To approximate the cost of living and the housing affordability in Congers, NY, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Congers have a median income of $200,404. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,676 per month to avoid calamity and poverty. The renters in the city have an income of about $71,360, which would make their monthly maximum allowable rental costs $1,665.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Goods & Services

      Item Congers National avg. Difference
      Haircut $36.51$27.6232.2%
      Beauty Salon $68.37$51.1133.8%
      Toothpaste $4.21$4.092.9%
      Shampoo $1.69$1.549.6%
      Movie $15.96$12.8823.9%
      Yoga $31.58$19.6660.6%

      Groceries

      Item Congers National avg. Difference
      Ground Beef $7.48$7.702.9%
      Fried Chicken $1.54$1.667.4%
      Milk $5.12$4.738.2%
      Potatoes $5.14$5.262.2%
      Pizza $12.58$12.761.4%
      Beer $10.97$10.554.0%

      Health Care

      Item Congers National avg. Difference
      Optometrist $193.19$140.0637.9%
      Doctor $188.05$153.8222.3%
      Dentist $150.28$123.1522.0%
      Ibuprofen $12.32$11.735.0%
      Lipitor $24.09$23.612.0%

      Housing

      Item Congers National avg. Difference
      Home Price $849,863.00$326,622.00160.2%
      Avg. Mortgage Payment $4,008.19$2,480.2561.6%
      Apartment Rent $2,144.00$1,444.0048.5%

      Transportation

      Item Congers National avg. Difference
      Gasoline $3.13$3.062.3%
      Tire Balancing $72.41$65.2111.0%

      Utilities

      Item Congers National avg. Difference
      All Electricity $340.42$220.1254.7%
      Phone $189.68$195.713.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Greenville CDP (Greene County), NY6161098.7%
      Fort Montgomery, NY1,93912121.2%
      Highland Falls, NY3,96012121.3%
      Mount Ivy, NY7,67512423.7%
      Harriman, NY3,11212424.2%
      Congers, NY8,35014848.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Diamondhead, MS8,346973.0%
      Antigonish, Subd. A, NS8,346n/a 
      Lewistown, PA8,3548812.2%
      Bellevue, PA8,345945.8%
      Arcadia, FL8,355927.8%
      Congers, NY8,35014848.0%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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