Coldwater 75 Excellent
Coldwater Livability #240 ranked city in Ohio#3,850 ranked city in the USARanks better than 86% of areas
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Pros and Cons of Living in Coldwater

PROS
  • Cost Of Living Cost Of Living

    The overall cost of living in this area is much lower than average. This includes everyday goods and services, as well as housing, utilities and health care.

  • Crime Crime

    With a lower than average crime rate per 100,000 people, this area could be considered a very safe place to live. Crime rates are based on both violent and property crimes.

  • Employment Employment

    The combination of higher than average median home income, income per capita and low unemployment rates results in a score that is well above average in the employment category.

  • Housing Housing

    This area has received high scores in the housing category. This could be due to a positive home affordability ratio, high appreciation rates or elevated home values.

  • Schools Schools

    High test scores, elevated graduation rates as well as the conveniently located elementary and high schools in this area have all contributed to the high score in the schools category.

CONS
  • Amenities Amenities

    A majority of amenities are not ideally situated within a reasonable walking distance, which may lead residents to rely on a vehicle or public transportation.

  • Commute Commute

    Public transportation is not readily available in this area and the average commute time to work could also be longer than the national average.

  • Health & Safety Health & Safety

    Poor air quality and the inaccessibility of certain health related facilities like hospitals, clinics, doctors and pharmacies could have all contributed to the low score in this category.

What's it like Living in Coldwater?

Coldwater, Ohio is a small-sized city with a population of 4,092 inhabitants. If we take a look at the last Census, the vast majority of the population falls within one racial group (98% White). Given that fact, Coldwater could be considered less diverse than other cities. If finding a family friendly city is important to you, look no further. With more than 77% of the population considered married and 52% with kids under the age of 18, Coldwater could be considered a very suitable city for families. If you're not a fan of traffic congestion and long commute times to work, Coldwater is the place to be. Commutes to work here are shorter, with an average one-way commute time taking only 21 minutes, significantly lower than the national average of 26 minutes.

Living in Coldwater can be a fulfilling experience for anyone relocating to the city. Having said that, in the state of Ohio, there are many amazing places to live, so choose wisely! When searching for a new neighborhood, several factors play a vital role in determining its suitability. Safety should be a top priority, ensuring a secure environment with low crime rates. Proximity to your workplace or school helps minimize commuting time and allows for a better work-life balance. Availability of essential amenities such as parks, coffee shops, restaurants, grocery stores, and healthcare facilities contributes to convenience and well-being. Access to reliable public transportation options facilitates easy commuting and connectivity. Additionally, considering the sense of community and the overall atmosphere that resonates with your lifestyle and preferences fosters a harmonious living experience. Finding the best places to live in Coldwater and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes cost of living, commute, education and other important metrics.

Coldwater has a livability score of 74/100 and is ranked #259 in Ohio and #4,207 in the USA. For each of the livability categories, we can establish that Coldwater ranks very well for crime (A+), cost of living (A+), education (A+), employment (A-) and housing (A+). Coldwater does not rank well for the following: amenities (F). It might be a smart idea to take a closer look at each category to find out why.

Crime rates can be the deciding factor for anyone looking to relocate to a new area, as the result is often a greater level of safety and security as well as an improved quality of life. Coldwater gets top scores for their low violent crime rates of 0 crimes per 100,000 residents, which are significantly lower than the national average.

Unemployment rates can range pretty dramatically from one city to another. Knowing that Coldwater has an unemployment rate of 1.7% could mean increased job opportunities with a higher demand for workers. It could also lead to higher wages, as the demand for workers exceeds the availability of jobs. Most importantly, it could be a sign of a healthy and thriving local economy.

Standardized school test scores offer a valuable benchmark for assessing the quality of educational programs, instructional methods, and curriculum effectiveness. Recognizing that Coldwater schools excel in test scores is a crucial consideration when determining the suitability of this area for residence. The local schools boast an impressive average test score of 82%, significantly higher than the national average. This stellar academic performance not only attests to the excellence of the educational system but also underscores the area's commitment to providing a high-quality education, making Coldwater an appealing choice for those prioritizing their children's educational prospects.

For home buyers, real estate will be the largest purchase they will ever make and it will also be their most valuable asset. For renters, the monthly rent paid on their Coldwater apartments will most likely be their largest expense. Based on tangible metrics like home and rental affordability and appreciation rates, housing in this area has received a score that is well above the average of every other US city. A thriving real estate market can also generate strong local economic activity and job creation.

There are many factors that go into deciding if an area is the right fit for your lifestyle. Certain “must haves” like low crime, great schools and nearby amenities are all at the top of most people's lists. But before even considering if those options are attainable, we'll need to know if the real estate in Coldwater is actually affordable. Median real estate prices in Coldwater come in at $283,829, which is 20.9% higher than the Ohio average. The home price to income ratio compares the median home prices to the median household income. In Coldwater, the home price to income ratio is 2.9, which is 6.5% lower than the Ohio average.

Best Places to Live in and Around Coldwater

See all the best places to live around Coldwater

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Compare Coldwater, OH Livability

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      Coldwater transportation information

      Statistic Coldwater Ohio National
      Average one way commute21min23min26min
      Workers who drive to work85.1%83.4%76.4%
      Workers who carpool7.8%7.8%9.3%
      Workers who take public transit0.1%1.7%5.1%
      Workers who bicycle0.7%0.3%0.6%
      Workers who walk2.9%2.3%2.8%
      Working from home3.4%3.7%4.6%
      Source: The Coldwater, OH data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.