Cost Of Living in Clyde, TX

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14%

Overall NAT. AVG.

7%

Goods & Services NAT. AVG.

33%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Clyde	Texas	National
Cost of living	86	92	100
Goods & Services	93	96	100
Groceries	95	96	100
Health care	93	94	100
Housing	67	83	100
Transportation	94	92	100
Utilities	103	104	100

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Cost Of Living Quick Facts

The cost of living in Clyde is 7% lower than the Texas average
The cost of living in Clyde is 14% lower than the national average
Clyde housing is 33% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$48,155	$4,013	$1,124	$1,445
Renters	$51,146	$4,262	$1,193	$1,535

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Clyde, TX, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Clyde homeowners, is $48,155. This would allow for a maximum of $1,124 per month to be spent on housing costs. For renters, the median monthly income is $51,146 which would result in a maximum of $1,193 to be spent on rental costs.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Clyde	National avg.	Difference
Haircut	$30.33	$24.26	25.0%
Beauty Salon	$31.44	$45.56	31.0%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.19	$1.28	7.1%
Movie	$10.26	$12.13	15.5%
Bowling	$15.22	$18.00	15.4%

Groceries

Item	Clyde	National avg.	Difference
Ground Beef	$5.46	$5.84	6.5%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.51	$4.67	3.4%
Potatoes	$4.88	$4.93	1.2%
Pizza	$12.69	$12.09	5.0%
Beer	$10.46	$10.41	0.5%

Health Care

Item	Clyde	National avg.	Difference
Optometrist	$141.52	$125.68	12.6%
Doctor	$117.53	$135.78	13.4%
Dentist	$115.28	$113.29	1.8%
Ibuprofen	$10.09	$10.65	5.3%
Lipitor	$377.45	$468.60	19.5%

Housing

Item	Clyde	National avg.	Difference
Home Price	$101,700.00	$184,700.00	44.9%
Avg. Mortgage Payment	$2,061.92	$2,346.69	12.1%
Apartment Rent	$885.00	$949.00	6.7%

Transportation

Item	Clyde	National avg.	Difference
Gasoline	$3.13	$3.46	9.6%
Tire Balancing	$61.81	$59.92	3.1%

Utilities

Item	Clyde	National avg.	Difference
All Electricity	$193.23	$193.99	0.4%
Phone	$209.24	$192.25	8.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Impact, TX	41	95	5.1%
Baird, TX	1,828	80	20.4%
Abilene, TX	124,691	90	9.9%
Potosi, TX	3,928	103	3.4%
Clyde, TX	3,828	86	13.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Saugerties, NY	3,827	109	8.6%
Huntingdon, TN	3,827	82	17.7%
Grand Bay, AL	3,829	91	9.1%
New Hope, MS	3,829	87	12.5%
Chilton, WI	3,829	91	9.4%
Clyde, TX	3,828	86	13.6%