| Index | Clive | Iowa | National |
| Cost of living | 110 | 89 | 100 |
| Groceries | 100 | 97 | 100 |
| Health care | 97 | 96 | 100 |
| Housing | 140 | 74 | 100 |
| Transportation | 98 | 97 | 100 |
| Utilities | 97 | 95 | 100 |
| Lifestyle & Entertainment | 98 | 95 | 100 |
| Household Items | 96 | 97 | 100 |
| Education & Childcare | 97 | 94 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Clive? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Clive stands at 110, making it 10% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Housing costs are a very significant part of the Clive cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 39.6% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Clive affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Clive, for instance, where the median home price falls 57.6% higher than the national average, and monthly rent rates are 2.5% lower than usual. Additionally, median income levels contribute to the equation, with Clive flaunting a median household income of $158,563, 95% higher than the national norm.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Clive, the groceries index is 0.5% lower than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Clive, the utilities index registers at 2.7% lower than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Clive, the general sales tax rate starts at 6%, and income tax rates begin at 4.4%.
The Clive cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $198,015 | $16,501 | $4,620 | $5,941 |
| Renters | $75,386 | $6,282 | $1,759 | $2,262 |
| State | General Sales Tax | With Max Surtax |
| Iowa | 6% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Iowa | 4.4% | 6% |
| City | Population | Cost of Living Index | National Avg. |
| Spring Hill, IA | 49 | 86 | 14.5% |
| Minburn, IA | 413 | 88 | 11.6% |
| Elkhart, IA | 709 | 91 | 9.2% |
| De Soto, IA | 1,011 | 92 | 8.3% |
| Des Moines, IA | 221,968 | 91 | 8.5% |
| Clive, IA | 17,633 | 110 | 10.4% |
| City | Population | Cost of Living Index | National Avg. |
| Lake Mary, FL | 17,634 | 128 | 27.8% |
| Colonial Heights, VA | 17,631 | 103 | 2.9% |
| Mattoon, IL | 17,637 | 84 | 16.0% |
| Lebanon, OR | 17,626 | 105 | 5.1% |
| North Canton, OH | 17,640 | 93 | 6.8% |
| Clive, IA | 17,633 | 110 | 10.4% |