Cost of Living in Clayton, NY

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B+
3%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clayton New York National
Cost of living103121100
Groceries105106100
Health care108110100
Housing87144100
Transportation113113100
Utilities111112100
Lifestyle & Entertainment107111100
Household Items107106100
Education & Childcare118118100
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Homes For Sale In Clayton, NY

property for sale

County Route 5

Clayton, NY
property for sale

Heritage Dr

Clayton, NY
property for sale

36329 New York 12E

Clayton, NY
property for sale

16555 Bear Rd

Clayton, NY

Cost Of Living Quick Facts

  • The cost of living in Clayton is 15% lower than the New York average
  • The cost of living in Clayton is 3% higher than the national average
  • Clayton housing is 13% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Clayton

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,016$9,501$2,660$3,421
      Renters$37,791$3,149$882$1,134

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Depauville, NY2301109.6%
      Fishers Landing, NY78919.4%
      La Fargeville, NY760945.6%
      Plessis, NY378964.2%
      Alexandria Bay, NY974963.9%
      Clayton, NY2,0091032.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Porterdale, GA2,0098713.2%
      Milo, ME2,0098514.6%
      Questa, NM2,009909.6%
      Louise, MB2,009n/a 
      Oxford House 24, MB2,009n/a 
      Clayton, NY2,0091032.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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