Cost of Living in Clay, CA

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F
84%
Overall NAT. AVG.
10%
Goods & Services NAT. AVG.
235%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Clay California National
Cost of living184143100
Goods & Services110115100
Groceries105108100
Health care106103100
Housing335197100
Transportation134136100
Utilities163144100
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Homes For Sale In Clay, CA

property for sale

13435 Bennett Rd

Herald, CA
property for sale

13995 Beskeen Rd

Herald, CA
property for sale

13664 Montfort Ave

Herald, CA

Cost Of Living Quick Facts

  • The cost of living in Clay is 29% higher than the California average
  • The cost of living in Clay is 84% higher than the national average
  • Clay housing is 235% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Clay

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Compare Clay, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,757$12,980$3,634$4,673
      Renters$0$0$0$0

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Clay National avg. Difference
      Haircut $40.90$27.6248.1%
      Beauty Salon $67.22$51.1131.5%
      Toothpaste $4.07$4.090.6%
      Shampoo $1.99$1.5429.1%
      Movie $15.54$12.8820.7%
      Yoga $23.00$19.6617.0%

      Groceries

      Item Clay National avg. Difference
      Ground Beef $8.05$7.704.5%
      Fried Chicken $2.54$1.6652.8%
      Milk $5.07$4.737.1%
      Potatoes $4.85$5.267.7%
      Pizza $15.44$12.7621.0%
      Beer $10.92$10.553.5%

      Health Care

      Item Clay National avg. Difference
      Optometrist $163.40$140.0616.7%
      Doctor $205.44$153.8233.6%
      Dentist $118.00$123.154.2%
      Ibuprofen $11.93$11.731.7%
      Lipitor $20.33$23.6113.9%

      Housing

      Item Clay National avg. Difference
      Home Price $1,094,395.00$326,622.00235.1%
      Avg. Mortgage Payment $3,360.11$2,480.2535.5%
      Apartment Rent $0.00$1,444.00100.0%

      Transportation

      Item Clay National avg. Difference
      Gasoline $4.47$3.0646.2%
      Tire Balancing $68.32$65.214.8%

      Utilities

      Item Clay National avg. Difference
      All Electricity $446.59$220.12102.9%
      Phone $193.21$195.711.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Acampo, CA26612221.8%
      Buena Vista, CA58811616.3%
      Florin, CA50,63112525.3%
      Camanche North Shore, CA1,22812929.0%
      Ione, CA8,15212928.6%
      Clay, CA1,15718484.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mammoth Spring, AR1,1577822.2%
      Morningside, MD1,15711919.0%
      Parkers Prairie, MN1,1578712.9%
      Cairo, NE1,157946.1%
      Twin Lakes, NM1,1578020.4%
      Clay, CA1,15718484.4%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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