Cost Of Living in Clay City, IN

Get 300+ Local Insights for Any Address in Clay City, IN

Get Access to 300+ Local Data Points

A+

18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

52%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Clay City	Indiana	National
Cost of living	82	89	100
Groceries	98	97	100
Health care	99	97	100
Housing	48	72	100
Transportation	98	96	100
Utilities	96	96	100
Lifestyle & Entertainment	98	95	100
Household Items	97	98	100
Education & Childcare	92	94	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Clay City, IN

501 E 10th St

Clay City, IN

Cost Of Living Quick Facts

The cost of living in Clay City is 8% lower than the Indiana average
The cost of living in Clay City is 18% lower than the national average
Clay City housing is 52% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Clay City

See all the best places to live around Clay City

Compare Clay City, IN Cost of Living

Write a review to give others more information about this area.

See all Clay City poll results

The best places in Indiana

Here are the best places to live in Indiana

Safest Cities In The US

Check out the 10 most dangerous cities in Indiana

See the best places to live in Clay City

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$91,136	$7,595	$2,126	$2,734
Renters	$44,095	$3,675	$1,029	$1,323

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Coalmont, IN	228	97	3.1%
Jasonville, IN	1,924	80	19.9%
Center Point, IN	311	81	18.8%
Worthington, IN	1,582	82	18.2%
Dugger, IN	903	82	17.5%
Clay City, IN	1,300	82	17.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Martinsville, IL	1,300	80	20.0%
Audubon Park, KY	1,300	106	5.8%
Union Springs, NY	1,300	97	3.0%
Fort Thompson, SD	1,300	81	19.3%
Fortune, NL	1,300	n/a
Clay City, IN	1,300	82	17.7%