Clay Center, Ohio Cost Of Living

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Overall 16%

Goods & Services 0%

Housing 48%

Date & Last Updated: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Clay Center	Ohio	National
Cost of living	84	91	100
Goods & Services	100	99	100
Groceries	101	99	100
Health care	95	97	100
Housing	52	73	100
Transportation	98	98	100
Utilities	89	92	100

Key findings

The cost of living in Clay Center is 7% lower than the Ohio average
The cost of living in Clay Center is 16% lower than the national average
Clay Center housing is 48% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 16% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,188	$3,516	$984	$1,266
Renters	$23,750	$1,979	$554	$713

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.85%	4.797%

Goods & Services

Item	Clay Center	National avg.	Difference
Haircut	$18.64	$20.27	8.1%
Beauty Salon	$32.81	$40.39	18.8%
Toothpaste	$2.10	$2.36	11.1%
Shampoo	$1.36	$1.08	26.7%
Movie	$11.52	$10.99	4.9%
Bowling	$12.00	$15.49	22.5%

Groceries

Item	Clay Center	National avg.	Difference
Ground Beef	$4.33	$4.30	0.8%
Fried Chicken	$1.49	$1.40	6.7%
Milk	$2.77	$2.20	25.6%
Potatoes	$3.30	$3.22	2.4%
Pizza	$11.16	$10.74	3.9%
Beer	$9.22	$9.60	4.0%

Health Care

Item	Clay Center	National avg.	Difference
Optometrist	$91.67	$109.73	16.5%
Doctor	$105.89	$118.34	10.5%
Dentist	$93.08	$100.94	7.8%
Ibuprofen	$10.44	$9.93	5.1%
Lipitor	$513.32	$469.53	9.3%

Housing

Item	Clay Center	National avg.	Difference
Home Price	$79,600.00	$184,700.00	56.9%
Avg. Mortgage Payment	$1,006.79	$1,229.62	18.1%
Apartment Rent	$688.00	$949.00	27.5%

Transportation

Item	Clay Center	National avg.	Difference
Gasoline	$2.71	$2.71	0.0%
Tire Balancing	$49.67	$51.86	4.2%

Utilities

Item	Clay Center	National avg.	Difference
All Electricity	$141.16	$170.84	17.4%
Phone	$182.11	$187.18	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Harbor View, OH	52	80	-20%
Toledo, OH	280,854	84	-16%
Walbridge, OH	3,072	84	-16%
Gibsonburg, OH	2,717	85	-15%
Hessville, OH	321	85	-15%
Clay Center, OH	337	84	-16%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Plumas Eureka, CA	337	113	13%
Bonfield, IL	337	93	-7%
New Douglas, IL	337	83	-17%
Russellville, IN	337	88	-12%
Burna, KY	337	77	-23%
Clay Center, OH	337	84	-16%

Source: The Clay Center, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2021.