Cost of Living in Clay Center, KS

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18%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clay Center Kansas National
Cost of living8290100
Groceries9697100
Health care9896100
Housing5577100
Transportation9296100
Utilities9495100
Lifestyle & Entertainment9194100
Household Items9497100
Education & Childcare9193100
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Homes For Sale In Clay Center, KS

property for sale

1605 7th St

Clay Center, KS
property for sale

308 W Lincoln Ave

Clay Center, KS
property for sale

410 Washington St

Clay Center, KS
property for sale

815 Spellman Cir

Clay Center, KS

Cost Of Living Quick Facts

  • The cost of living in Clay Center is 8% lower than the Kansas average
  • The cost of living in Clay Center is 18% lower than the national average
  • Clay Center housing is 45% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Clay Center

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Compare Clay Center, KS Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,184$7,765$2,174$2,796
      Renters$37,819$3,152$882$1,135
      A good indicator of the general affordability of housing in Clay Center, KS, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Clay Center, the median monthly income is $93,184 for those who own their own homes. Under the standard rule, that income level would allow for $2,174 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $37,819, per the median income in the area. That would allow for renters to spend up to $882 on monthly rental expenses.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Vining, KS846832.4%
      Oak Hill, KS277029.7%
      Clifton, KS4057525.1%
      Longford, KS1157722.6%
      Morganville, KS2017921.2%
      Clay Center, KS4,1188217.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waynesburg, PA4,1188515.1%
      Planada, CA4,1171088.4%
      Palmer Heights, PA4,1171054.8%
      Springfield, GA4,119964.4%
      Kimberly, ID4,119991.1%
      Clay Center, KS4,1188217.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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