Cost of Living in Cincinnati, IA

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22%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
61%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cincinnati Iowa National
Cost of living7889100
Groceries9697100
Health care9496100
Housing3974100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9997100
Education & Childcare9194100
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Homes For Sale In Cincinnati, IA

property for sale

20502 578th St

Cincinnati, IA
property for sale

28432 203rd Ave

Cincinnati, IA
property for sale

605th St

Cincinnati, IA
property for sale

208 W Pleasant

Cincinnati, IA
See the Newest Homes For Sale In Cincinnati, IA

Cost Of Living Quick Facts

  • The cost of living in Cincinnati is 12% lower than the Iowa average
  • The cost of living in Cincinnati is 22% lower than the national average
  • Cincinnati housing is 61% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Cincinnati

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Compare Cincinnati, IA Cost of Living

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      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$66,988$5,582$1,563$2,010
      Renters$70,734$5,895$1,650$2,122

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Livonia, MO1087525.2%
      Promise City, IA757426.1%
      Numa, IA817425.7%
      Udell, IA387525.3%
      Rathbun, IA437623.9%
      Cincinnati, IA2757821.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tuluksak, AK275936.9%
      Tonalea, AZ2751011.5%
      Trinity Center, CA27511716.5%
      Butler, IL2758019.9%
      Raleigh, IL2758317.3%
      Cincinnati, IA2757821.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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