Cost of Living in Church Hill, TN

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A+
8%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
23%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Church Hill Tennessee National
Cost of living9292100
Groceries9698100
Health care9997100
Housing7780100
Transportation9797100
Utilities9998100
Lifestyle & Entertainment9997100
Household Items9898100
Education & Childcare10097100
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Homes For Sale In Church Hill, TN

property for sale

Tbd Mount Pleasant Rd

, TN
property for sale

340 Silver Lake Rd

Church Hill, TN
property for sale

119 Sturbridge Ln

Church Hill, TN
property for sale

Tbd Kings Mountain Dr

Church Hill, TN

Cost Of Living Quick Facts

  • The cost of living in Church Hill is 1% lower than the Tennessee average
  • The cost of living in Church Hill is 8% lower than the national average
  • Church Hill housing is 23% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Church Hill

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      The best places in Tennessee

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,298$8,525$2,387$3,069
      Renters$0$0$0$0
      A good way to judge both the affordability of the housing and the cost of living in Church Hill is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Church Hill has a median income of about $102,298 for people who own homes. Based on that number, a maximum of $2,387 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Clinchport, VA49982.0%
      Weber City, VA1,6418713.0%
      Fall Branch, TN1,2068712.5%
      Bloomingdale, TN9,6888712.5%
      Surgoinsville, TN2,382909.9%
      Church Hill, TN6,857928.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Bay, FL6,857937.0%
      Roslyn Heights, NY6,85719494.4%
      Folcroft, PA6,856946.1%
      Lake Murray of Richland, SC6,85612423.6%
      Contra Costa Centre, CA6,85418584.9%
      Church Hill, TN6,857928.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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