Cost of Living in Chillicothe, MO

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chillicothe Missouri National
Cost of living8490100
Groceries9796100
Health care9797100
Housing5677100
Transportation9696100
Utilities9595100
Lifestyle & Entertainment9695100
Household Items9997100
Education & Childcare9595100
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Homes For Sale In Chillicothe, MO

property for sale

210 2nd St

Chillicothe, MO
property for sale

1439 Polk St

Chillicothe, MO
property for sale

10506 Liv 229

Chillicothe, MO
property for sale

432 Woodrow St

Chillicothe, MO
See the Newest Homes For Sale In Chillicothe, MO

Cost Of Living Quick Facts

  • The cost of living in Chillicothe is 7% lower than the Missouri average
  • The cost of living in Chillicothe is 16% lower than the national average
  • Chillicothe housing is 44% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Chillicothe

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,754$6,396$1,791$2,303
      Renters$52,629$4,386$1,228$1,579
      The affordability of the housing market in Chillicothe, MO as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Chillicothe homeowners, the median income is $76,754. This indicates that a monthly maximum of $1,791 should be spent by homeowners on all housing related costs. Renters have a median income of $52,629. This indicates that renters would have a maximum of $1,228 for their rent related monthly costs.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wheeling, MO2107723.0%
      Breckenridge, MO5047822.4%
      Hale, MO4567821.7%
      Mooresville, MO1387921.0%
      Braymer, MO6787920.6%
      Chillicothe, MO9,3778415.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Yorkshire, VA9,37312020.1%
      Seven Corners, VA9,38213534.7%
      Summit View, WA9,37112525.5%
      Comox Valley C (Puntledge - Black Creek), BC9,371n/a 
      Coaldale, AB9,383n/a 
      Chillicothe, MO9,3778415.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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