| Index | Charlotte | Iowa | National |
| Cost of living index | 85 | 90 | 100 |
| Index | Charlotte | Iowa | National |
| Goods & Services index | 94 | 96 | 100 |
| Groceries index | 103 | 98 | 100 |
| Health care index | 103 | 100 | 100 |
| Housing index | 52 | 73 | 100 |
| Transportation index | 113 | 101 | 100 |
| Utilities index | 99 | 98 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $62,614 | $5,218 | $1,461 | $1,879 |
| Renters | $20,417 | $1,701 | $476 | $613 |
| State | General Sales Tax | With Max Surtax |
| Iowa | 6% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Iowa | 0.36% | 8.98% |
| Item | Charlotte | National avg. | Difference |
| Haircut | $12.67 | $17.49 | 27.6% |
| Beauty Salon | $31.75 | $38.17 | 16.8% |
| Toothpaste | $3.09 | $2.32 | 33.1% |
| Shampoo | $0.95 | $1.01 | 6.1% |
| Movie | $10.72 | $10.72 | 0.0% |
| Bowling | $13.33 | $13.86 | 3.8% |
| Item | Charlotte | National avg. | Difference |
| Ground Beef | $3.27 | $3.90 | 16.2% |
| Fried Chicken | $1.69 | $1.40 | 21.1% |
| Milk | $2.52 | $1.96 | 28.4% |
| Potatoes | $2.64 | $3.18 | 17.1% |
| Pizza | $12.95 | $10.39 | 24.6% |
| Beer | $8.99 | $9.23 | 2.6% |
| Item | Charlotte | National avg. | Difference |
| Optometrist | $87.50 | $106.34 | 17.7% |
| Doctor | $130.50 | $115.25 | 13.2% |
| Dentist | $97.50 | $98.38 | 0.9% |
| Ibuprofen | $8.49 | $9.26 | 8.3% |
| Lipitor | $515.99 | $466.47 | 10.6% |
| Item | Charlotte | National avg. | Difference |
| Home Price | $92,300.00 | $184,700.00 | 50.0% |
| Avg. Mortgage Payment | $950.53 | $1,273.32 | 25.4% |
| Apartment Rent | $541.00 | $949.00 | 43.0% |
| Item | Charlotte | National avg. | Difference |
| Gasoline | $2.67 | $2.59 | 2.9% |
| Tire Balancing | $65.32 | $48.90 | 33.6% |
| Item | Charlotte | National avg. | Difference |
| All Electricity | $159.75 | $167.60 | 4.7% |
| Phone | $188.52 | $163.42 | 15.4% |
| City, State | Population | Cost of Living Index | National Avg. |
| Spragueville, IA | 107 | 80 | -20% |
| Maquoketa, IA | 6,025 | 84 | -16% |
| Sabula, IA | 448 | 84 | -16% |
| Andrew, IA | 519 | 84 | -16% |
| Preston, IA | 1,037 | 85 | -15% |
| Charlotte, IA | 404 | 85 | -15% |
| City, State | Population | Cost of Living Index | National Avg. |
| Blandburg, PA | 404 | 83 | -17% |
| Orleans, NE | 404 | 74 | -26% |
| Napakiak, AK | 404 | 100 | 0% |
| Weir, TX | 404 | 82 | -18% |
| Rocky Mountain, OK | 404 | 72 | -28% |
| Charlotte, IA | 404 | 85 | -15% |