Cost of Living in Charlo, MT

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A+
6%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Charlo Montana National
Cost of living94102100
Groceries105103100
Health care103102100
Housing75101100
Transportation98100100
Utilities102104100
Lifestyle & Entertainment103100100
Household Items99100100
Education & Childcare101102100
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Homes For Sale In Charlo, MT

property for sale

57894 Moiese Valley Rd

Charlo, MT
property for sale

Nhn Mount Highway 212

Charlo, MT
property for sale

Lot 31 Two Creek Ln

, MT
property for sale

35547 Ninepipe Ln

Charlo, MT

Cost Of Living Quick Facts

  • The cost of living in Charlo is 8% lower than the Montana average
  • The cost of living in Charlo is 6% lower than the national average
  • Charlo housing is 25% lower than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Charlo

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,768$8,064$2,258$2,903
      Renters$36,784$3,065$858$1,104

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ravalli, MT2241021.5%
      Kicking Horse, MT1141021.5%
      Old Agency, MT621021.5%
      Dixon, MT2628910.7%
      Pablo, MT2,1129010.3%
      Charlo, MT269946.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Industry, CA26913737.1%
      Crystal Lake, IA2698316.7%
      Lineville, IA2697723.1%
      Magnolia, IL2698713.4%
      Jeff, KY269982.0%
      Charlo, MT269946.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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