Cost of Living in Champlain, NY

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A+
7%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Champlain New York National
Cost of living93121100
Groceries107106100
Health care105110100
Housing66144100
Transportation106113100
Utilities106112100
Lifestyle & Entertainment105111100
Household Items103106100
Education & Childcare103118100
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Homes For Sale In Champlain, NY

property for sale

40 Meadow Ln

Champlain, NY
property for sale

37 Spruce St

Champlain, NY
property for sale

10 Spruce St

Champlain, NY
property for sale

106 Church St

Champlain, NY

Cost Of Living Quick Facts

  • The cost of living in Champlain is 22% lower than the New York average
  • The cost of living in Champlain is 7% lower than the national average
  • Champlain housing is 34% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Champlain

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,315$8,860$2,481$3,190
      Renters$45,179$3,765$1,054$1,356

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Altona, NY8368811.8%
      Mooers, NY460945.5%
      Rouses Point, NY2,462955.1%
      Chazy, NY737973.4%
      Alburgh, VT431981.7%
      Champlain, NY1,361936.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      La Harpe, IL1,3618317.4%
      Foscoe, NC1,3611055.1%
      Sherburne, NY1,361954.5%
      Irishtown-Summerside, NL1,361n/a 
      Gjoa Haven, NU1,361n/a 
      Champlain, NY1,361936.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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