Cost of Living in Center Point, IA

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A+
4%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
6%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Center Point Iowa National
Cost of living9689100
Groceries9597100
Health care9896100
Housing9474100
Transportation9597100
Utilities9395100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9794100
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Homes For Sale In Center Point, IA

property for sale

718 Pointer Cir

Center Point, IA
property for sale

1003 Franklin St

Center Point, IA
property for sale

708 Pointer Cir

Center Point, IA
property for sale

4299 Lewis Access Rd Lot 1b

Center Point, IA

Cost Of Living Quick Facts

  • The cost of living in Center Point is 7% higher than the Iowa average
  • The cost of living in Center Point is 4% lower than the national average
  • Center Point housing is 6% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Center Point

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$121,782$10,149$2,841$3,654
      Renters$82,153$6,846$1,917$2,465

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Brandon, IA3808415.6%
      Quasqueton, IA7408713.3%
      Newhall, IA1,1398713.1%
      Coggon, IA7648812.0%
      Rowley, IA3448911.2%
      Center Point, IA2,612964.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake of the Woods, IL2,612945.5%
      Dover, MA2,612244144.1%
      New Concord, OH2,612927.7%
      Emsworth, PA2,612954.5%
      Rural Hill, TN2,61211818.3%
      Center Point, IA2,612964.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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