C+
Overall 4%
Goods & Services 3%
Housing 18%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexCenter PointIowaNational
Cost of living9690100
Goods & Services10396100
Groceries9798100
Health care113100100
Housing8273100
Transportation97101100
Utilities10598100

Key findings

  • The cost of living in Center Point is 6% higher than the Iowa average
  • The cost of living in Center Point is 4% lower than the national average
  • Center Point housing is 18% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 85% lower than the national average

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Compare Center Point, IA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$85,917$7,160$2,005$2,578
      Renters$61,094$5,091$1,425$1,833

      Iowa Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Iowa6%7%

      Iowa Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Iowa0.33%8.53%

      Goods & Services

      ItemCenter PointNational avg.Difference
      Haircut $19.04$17.498.9%
      Beauty Salon $38.25$38.170.2%
      Toothpaste $2.74$2.3218.1%
      Shampoo $0.84$1.0117.0%
      Movie $9.53$10.7211.1%
      Bowling $15.25$13.8610.0%

      Groceries

      ItemCenter PointNational avg.Difference
      Ground Beef $3.96$3.901.5%
      Fried Chicken $1.76$1.4026.1%
      Milk $2.19$1.9611.6%
      Potatoes $2.96$3.187.0%
      Pizza $10.69$10.392.8%
      Beer $8.91$9.233.5%

      Health Care

      ItemCenter PointNational avg.Difference
      Optometrist $115.33$106.348.5%
      Doctor $113.50$115.251.5%
      Dentist $127.50$98.3829.6%
      Ibuprofen $9.15$9.261.2%
      Lipitor $515.99$466.4710.6%

      Housing

      ItemCenter PointNational avg.Difference
      Home Price $152,900.00$184,700.0017.2%
      Avg. Mortgage Payment $1,190.88$1,273.326.5%
      Apartment Rent $753.00$949.0020.7%

      Transportation

      ItemCenter PointNational avg.Difference
      Gasoline $2.57$2.591.0%
      Tire Balancing $46.67$48.904.6%

      Utilities

      ItemCenter PointNational avg.Difference
      All Electricity$186.17$167.6011.1%
      Phone $177.99$163.428.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Brandon, IA33078-22%
      Rowley, IA28587-13%
      Quasqueton, IA48388-12%
      Vinton, IA5,16690-10%
      Central City, IA1,32090-10%
      Center Point, IA2,50796-4%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Anza, CA2,5071044%
      Eden, TX2,50781-19%
      Dennis, MA2,50715858%
      El Portal, FL2,50711515%
      Silver Lake, WI2,50697-3%
      Center Point, IA2,50796-4%
      Source: The Center Point, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.