Cost Of Living in Cedar Key, FL

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B+

12%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

33%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cedar Key	Florida	National
Cost of living	112	102	100
Groceries	103	102	100
Health care	103	104	100
Housing	133	97	100
Transportation	100	103	100
Utilities	110	110	100
Lifestyle & Entertainment	99	104	100
Household Items	100	102	100
Education & Childcare	111	106	100

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Homes For Sale In Cedar Key, FL

TBD SW 101st Ln

, FL

12530 Merle Ave

Cedar Key, FL

SW 66th Pl

, FL

12325 Bay St

Cedar Key, FL

Cost Of Living Quick Facts

The cost of living in Cedar Key is 10% higher than the Florida average
The cost of living in Cedar Key is 12% higher than the national average
Cedar Key housing is 33% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$105,382	$8,782	$2,459	$3,162
Renters	$78,613	$6,551	$1,834	$2,359

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedar Key, FL	866	112	12.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Palestine, AR	866	83	17.0%
Horseshoe Bend, ID	866	94	6.3%
Eden, MD	866	95	4.5%
Springport, MI	866	86	14.3%
Hide-A-Way Hills, OH	866	102	2.1%
Cedar Key, FL	866	112	12.3%