| Index | Cedar Key | Florida | National |
| Cost of living | 104 | 98 | 100 |
| Goods & Services | 92 | 98 | 100 |
| Groceries | 96 | 99 | 100 |
| Health care | 94 | 96 | 100 |
| Housing | 129 | 96 | 100 |
| Transportation | 104 | 99 | 100 |
| Utilities | 86 | 97 | 100 |


Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $69,861 | $5,822 | $1,630 | $2,096 |
| Renters | $53,750 | $4,479 | $1,254 | $1,613 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| Item | Cedar Key | National avg. | Difference |
| Haircut | $22.56 | $24.26 | 7.0% |
| Beauty Salon | $62.28 | $45.56 | 36.7% |
| Toothpaste | $3.65 | $3.70 | 1.5% |
| Shampoo | $1.41 | $1.28 | 10.4% |
| Movie | $13.48 | $12.13 | 11.1% |
| Bowling | $16.89 | $18.00 | 6.2% |
| Item | Cedar Key | National avg. | Difference |
| Ground Beef | $5.76 | $5.84 | 1.4% |
| Fried Chicken | $1.42 | $1.57 | 9.7% |
| Milk | $4.55 | $4.67 | 2.6% |
| Potatoes | $5.29 | $4.93 | 7.2% |
| Pizza | $10.99 | $12.09 | 9.1% |
| Beer | $11.00 | $10.41 | 5.7% |
| Item | Cedar Key | National avg. | Difference |
| Optometrist | $80.94 | $125.68 | 35.6% |
| Doctor | $125.35 | $135.78 | 7.7% |
| Dentist | $103.14 | $113.29 | 9.0% |
| Ibuprofen | $10.54 | $10.65 | 1.0% |
| Lipitor | $490.06 | $468.60 | 4.6% |
| Item | Cedar Key | National avg. | Difference |
| Home Price | $265,700.00 | $184,700.00 | 43.9% |
| Avg. Mortgage Payment | $2,315.76 | $2,346.69 | 1.3% |
| Apartment Rent | $880.00 | $949.00 | 7.3% |
| Item | Cedar Key | National avg. | Difference |
| Gasoline | $3.36 | $3.46 | 2.9% |
| Tire Balancing | $54.31 | $59.92 | 9.4% |
| Item | Cedar Key | National avg. | Difference |
| All Electricity | $162.33 | $193.99 | 16.3% |
| Phone | $192.62 | $192.25 | 0.2% |
| City | Population | Cost of Living Index | National Avg. |
| Cedar Key, FL | 840 | 104 | 4.2% |
| City | Population | Cost of Living Index | National Avg. |
| Pendergrass, GA | 840 | 100 | 0.1% |
| Congerville, IL | 840 | 97 | 3.0% |
| Garrett Park, MD | 840 | 213 | 113.0% |
| Inverness, MS | 840 | 83 | 16.7% |
| Attica, OH | 840 | 86 | 14.3% |
| Cedar Key, FL | 840 | 104 | 4.2% |