Cost of Living in Cayuga, NY

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A+
3%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cayuga New York National
Cost of living97121100
Groceries105106100
Health care110110100
Housing67144100
Transportation110113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items105106100
Education & Childcare117118100
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Homes For Sale In Cayuga, NY

property for sale

6188 Lake St

Cayuga, NY
property for sale

5083 Kozy Kove Rd

Cayuga, NY
property for sale

1293 Spring Street Rd

Cayuga, NY
property for sale

6689 State Route 90 N

Cayuga, NY

Cost Of Living Quick Facts

  • The cost of living in Cayuga is 20% lower than the New York average
  • The cost of living in Cayuga is 3% lower than the national average
  • Cayuga housing is 33% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Cayuga

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      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$127,816$10,651$2,982$3,835
      Renters$31,906$2,659$744$957

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Savannah, NY5619010.1%
      Clyde, NY1,8769010.0%
      Romulus, NY446928.1%
      Lyons, NY3,420937.3%
      Port Byron, NY1,066945.8%
      Cayuga, NY448973.4%

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      Scotland, GA4488118.8%
      Farnhamville, IA4487822.3%
      Basalt, ID448982.1%
      Birdseye, IN4488118.8%
      Waverly, KY4488614.4%
      Cayuga, NY448973.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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