Cost Of Living in Cayuga, IN

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15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cayuga	Indiana	National
Cost of living	85	89	100
Groceries	98	97	100
Health care	98	97	100
Housing	53	72	100
Transportation	99	96	100
Utilities	97	96	100
Lifestyle & Entertainment	103	95	100
Household Items	102	98	100
Education & Childcare	100	94	100

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Homes For Sale In Cayuga, IN

0 Indiana 71

Dana, IN

7138 N State Line Rd

Cayuga, IN

612 Arrasmith Ave

Cayuga, IN

3500 E 160 N

Newport, IN

Cost Of Living Quick Facts

The cost of living in Cayuga is 4% lower than the Indiana average
The cost of living in Cayuga is 15% lower than the national average
Cayuga housing is 47% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,447	$6,537	$1,830	$2,354
Renters	$27,388	$2,282	$639	$822

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Newport, IN	318	79	21.2%
Bloomingdale, IN	431	78	22.2%
Dana, IN	717	79	21.3%
Indianola, IL	211	82	17.7%
Marshall, IN	381	81	19.2%
Cayuga, IN	1,320	85	14.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tower Lakes, IL	1,320	145	45.5%
Hudson Lake, IN	1,320	82	17.7%
Wiscasset, ME	1,320	100	0.2%
Fayette, OH	1,320	81	19.3%
Friedens, PA	1,320	89	10.6%
Cayuga, IN	1,320	85	14.6%