Cost of Living in Catskill, NY

Get 300+ Local Insights for Any Address in Catskill, NY

Get Access to 300+ Local Data Points
B-
7%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Catskill New York National
Cost of living107121100
Groceries106106100
Health care111110100
Housing97144100
Transportation111113100
Utilities118112100
Lifestyle & Entertainment112111100
Household Items106106100
Education & Childcare123118100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Catskill, NY

property for sale

177 Broad St

Catskill, NY
property for sale

14 Koeppel Ave

Catskill, NY
property for sale

418 Main St

Catskill, NY
property for sale

91 Bridge St #93

Catskill, NY

Cost Of Living Quick Facts

  • The cost of living in Catskill is 11% lower than the New York average
  • The cost of living in Catskill is 7% higher than the national average
  • Catskill housing is 3% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Catskill

See all the best places to live around Catskill

Compare Catskill, NY Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Catskill?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Catskill?
      Write a review to give others more information about this area.
      See all Catskill poll results

      The best places in New York

      Here are the best places to live in New YorkCheck out the 10 most dangerous cities in New YorkThese are the largest cities in New YorkCheck out the 10 safest cities in New York
      Best Places in New York

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,495$4,875$1,365$1,755
      Renters$26,054$2,171$608$782
      A good indicator of the general affordability of housing in Catskill, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Catskill, the median monthly income is $58,495 for those who own their own homes. Under the standard rule, that income level would allow for $1,365 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $26,054, per the median income in the area. That would allow for renters to spend up to $608 on monthly rental expenses.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cairo, NY1,4001022.0%
      Lorenz Park, NY2,0581033.4%
      Philmont, NY1,0251055.0%
      Leeds, NY4071055.2%
      Jefferson Heights, NY1,0271055.4%
      Catskill, NY3,9201077.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      North Muskegon, MI3,920973.0%
      Oka, QC3,920n/a 
      Leonardtown, MD3,91813434.3%
      St. Augusta, MN3,9221087.9%
      Hazlehurst, MS3,9228119.0%
      Catskill, NY3,9201077.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026