Cost of Living in Carlock, IL

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A+
6%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carlock Illinois National
Cost of living9498100
Groceries99100100
Health care102100100
Housing8295100
Transportation98101100
Utilities10099100
Lifestyle & Entertainment95100100
Household Items100100100
Education & Childcare96100100
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Homes For Sale In Carlock, IL

property for sale

105 N Perry St

Carlock, IL
property for sale

7 Boulder Dr

Carlock, IL
property for sale

1 Cobblestone Ave

Carlock, IL
property for sale

9 Boulder Dr

Carlock, IL

Cost Of Living Quick Facts

  • The cost of living in Carlock is 5% lower than the Illinois average
  • The cost of living in Carlock is 6% lower than the national average
  • Carlock housing is 18% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Carlock

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Compare Carlock, IL Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,033$8,003$2,241$2,881
      Renters$0$0$0$0

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stanford, IL7188713.4%
      Secor, IL2728713.3%
      Gridley, IL1,4308812.0%
      Panola, IL188911.4%
      Minier, IL1,1278911.3%
      Carlock, IL647946.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Big Delta, AK6471087.7%
      Knoxville, AR6478416.0%
      Fuller Acres, CA6471032.7%
      Doon, IA6478811.7%
      Betsy Layne, KY6478416.1%
      Carlock, IL647946.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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