Cost Of Living in Captiva, FL

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F

123%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

400%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Captiva	Florida	National
Cost of living	223	102	100
Groceries	102	102	100
Health care	103	104	100
Housing	500	97	100
Transportation	101	103	100
Utilities	115	110	100
Lifestyle & Entertainment	104	104	100
Household Items	105	102	100
Education & Childcare	106	106	100

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Homes For Sale In Captiva, FL

1666 Lands End Vlg

Captiva, FL

11525 Andy Rosse Ln

Captiva, FL

3233 Tennis Villas

Captiva, FL

11508 Wightman Ln

Captiva, FL

Cost Of Living Quick Facts

The cost of living in Captiva is 119% higher than the Florida average
The cost of living in Captiva is 123% higher than the national average
Captiva housing is 400% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$3,685	$307	$86	$111
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pine Island Center, FL	2,304	108	8.2%
Bokeelia, FL	1,596	109	9.0%
St. James City, FL	3,594	113	12.6%
Cape Coral, FL	194,835	114	13.5%
Iona, FL	14,013	114	13.9%
Captiva, FL	169	223	123.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Beaverton, AL	169	78	22.0%
Movico, AL	169	96	3.7%
Calpine, CA	169	143	43.2%
Bethune, CO	169	92	7.8%
Bouton, IA	169	80	20.3%
Captiva, FL	169	223	123.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Captiva, FL

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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