Cost of Living in Cambridge City, IN

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17%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cambridge City Indiana National
Cost of living8389100
Groceries9897100
Health care9797100
Housing5172100
Transportation9796100
Utilities9596100
Lifestyle & Entertainment9495100
Household Items9698100
Education & Childcare9994100
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Homes For Sale In Cambridge City, IN

property for sale

314 W Church St

Cambridge City, IN
property for sale

219 W Church St

Cambridge City, IN
property for sale

1211 S Germantown Rd

Cambridge City, IN
property for sale

106 Mulberry St

Cambridge City, IN

Cost Of Living Quick Facts

  • The cost of living in Cambridge City is 7% lower than the Indiana average
  • The cost of living in Cambridge City is 17% lower than the national average
  • Cambridge City housing is 49% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Cambridge City

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$66,531$5,544$1,552$1,996
      Renters$39,957$3,330$932$1,199

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

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      Dublin, IN9868217.8%
      Cambridge City, IN1,7148316.9%

      Cities with similar population

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      Corydon, IA1,7148218.4%
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      Cambridge City, IN1,7148316.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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