Cost of Living in Buffalo, SD

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16%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Buffalo South Dakota National
Cost of living8492100
Groceries10099100
Health care9897100
Housing4877100
Transportation9896100
Utilities102103100
Lifestyle & Entertainment9694100
Household Items9796100
Education & Childcare9898100
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Homes For Sale In Buffalo, SD

property for sale

301 US Highway 85

Buffalo, SD
property for sale

TBD

Buffalo, SD
property for sale

603 1st St E

Buffalo, SD

Cost Of Living Quick Facts

  • The cost of living in Buffalo is 9% lower than the South Dakota average
  • The cost of living in Buffalo is 16% lower than the national average
  • Buffalo housing is 52% lower than the national average
  • South Dakota general sales tax is 12% lower than the national average
  • South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Buffalo

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Compare Buffalo, SD Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$116,996$9,750$2,730$3,510
      Renters$80,217$6,685$1,872$2,407

      South Dakota Sales Tax

      State General Sales Tax With Max Surtax
      South Dakota 4.5% 6%

      South Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      South Dakota 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Buffalo, SD2928416.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kalihiwai, HI292207107.3%
      Deep River, IA2927921.4%
      Kensett, IA2928316.8%
      Buncombe, IL2928317.5%
      Plainville, IL2928218.5%
      Buffalo, SD2928416.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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