Cost of Living in Buffalo, IN

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15%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Buffalo Indiana National
Cost of living8589100
Groceries9697100
Health care9797100
Housing6072100
Transportation9696100
Utilities9596100
Lifestyle & Entertainment9895100
Household Items9698100
Education & Childcare9394100
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Homes For Sale In Buffalo, IN

property for sale

8395 N Kiger Dr

Monticello, IN
property for sale

7653 E Dale Ct

Monticello, IN
property for sale

6760 Leisure Ct

Monticello, IN
property for sale

10036 N Rock Ridge Rd

Monticello, IN

Cost Of Living Quick Facts

  • The cost of living in Buffalo is 5% lower than the Indiana average
  • The cost of living in Buffalo is 15% lower than the national average
  • Buffalo housing is 40% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Buffalo

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Compare Buffalo, IN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$142,071$11,839$3,315$4,263
      Renters$0$0$0$0

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Star City, IN2866930.6%
      Medaryville, IN7278020.0%
      Monon, IN1,6848218.2%
      Idaville, IN3148217.8%
      Royal Center, IN9228316.7%
      Buffalo, IN9238514.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waverly Hall, GA923945.8%
      Westbrook, MN9238118.8%
      Hooper, NE923909.7%
      Dibble, OK923918.6%
      Palo Alto, PA9238713.2%
      Buffalo, IN9238514.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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