Cost Of Living in Boaz, AL

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17%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Boaz	Alabama	National
Cost of living	83	89	100
Goods & Services	91	95	100
Groceries	97	98	100
Health care	83	91	100
Housing	58	74	100
Transportation	89	90	100
Utilities	105	98	100

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Homes For Sale In Boaz, AL

617 College Ave

Boaz, AL

470 Lester Dr

Boaz, AL

900 Brown St

Boaz, AL

515 Darnell St

Boaz, AL

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Cost Of Living Quick Facts

The cost of living in Boaz is 7% lower than the Alabama average
The cost of living in Boaz is 17% lower than the national average
Boaz housing is 42% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$83,262	$6,939	$1,943	$2,498
Renters	$34,060	$2,838	$795	$1,022

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Boaz, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Boaz homeowners, is $83,262. This would allow for a maximum of $1,943 per month to be spent on housing costs. For renters, the median monthly income is $34,060 which would result in a maximum of $795 to be spent on rental costs.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Boaz	National avg.	Difference
Haircut	$17.84	$27.62	35.4%
Beauty Salon	$39.33	$51.11	23.0%
Toothpaste	$4.06	$4.09	0.8%
Shampoo	$1.65	$1.54	7.0%
Movie	$11.83	$12.88	8.1%
Yoga	$20.54	$19.66	4.5%

Groceries

Item	Boaz	National avg.	Difference
Ground Beef	$8.14	$7.70	5.6%
Fried Chicken	$1.49	$1.66	10.4%
Milk	$4.75	$4.73	0.4%
Potatoes	$5.41	$5.26	2.9%
Pizza	$10.98	$12.76	14.0%
Beer	$10.20	$10.55	3.3%

Health Care

Item	Boaz	National avg.	Difference
Optometrist	$97.27	$140.06	30.6%
Doctor	$102.79	$153.82	33.2%
Dentist	$96.11	$123.15	22.0%
Ibuprofen	$11.70	$11.73	0.3%
Lipitor	$24.01	$23.61	1.7%

Housing

Item	Boaz	National avg.	Difference
Home Price	$190,092.00	$326,622.00	41.8%
Avg. Mortgage Payment	$1,445.54	$2,480.25	41.7%
Apartment Rent	$833.00	$1,444.00	42.3%

Transportation

Item	Boaz	National avg.	Difference
Gasoline	$2.79	$3.06	8.7%
Tire Balancing	$54.11	$65.21	17.0%

Utilities

Item	Boaz	National avg.	Difference
All Electricity	$239.21	$220.12	8.7%
Phone	$193.60	$195.71	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Gallant, AL	898	78	21.6%
Tidmore Bend, AL	1,082	79	20.7%
Gadsden, AL	36,146	81	19.2%
Walnut Grove, AL	910	81	19.2%
Attalla, AL	6,085	81	19.0%
Boaz, AL	9,780	83	17.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Country Club Estates, GA	9,780	88	11.5%
Sunbury, PA	9,779	89	10.9%
Itasca, IL	9,781	128	27.6%
Huron East, ON	9,781	n/a
Oromocto, NB	9,784	n/a
Boaz, AL	9,780	83	17.3%

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

Cost of Living in Boaz, AL

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Median Income & Debt-To-Income Ratio

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Groceries

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Utilities

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