Cost Of Living in Blue Clay Farms, NC

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A+

1%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Blue Clay Farms	North Carolina	National
Cost of living	99	96	100
Groceries	99	100	100
Health care	98	99	100
Housing	n/a	88	100
Transportation	98	99	100
Utilities	99	99	100
Lifestyle & Entertainment	98	100	100
Household Items	102	100	100
Education & Childcare	99	100	100

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Homes For Sale In Blue Clay Farms, NC

4229 Saltworks Ln

Castle Hayne, NC

Cost Of Living Quick Facts

The cost of living in Blue Clay Farms is 3% higher than the North Carolina average
The cost of living in Blue Clay Farms is 1% lower than the national average
Blue Clay Farms housing is 1% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Northwest, NC	806	87	12.7%
Sandy Creek, NC	219	90	9.6%
Navassa, NC	2,197	94	6.0%
Rocky Point, NC	1,687	96	4.4%
Wrightsboro, NC	4,976	96	4.1%
Blue Clay Farms, NC	53	99	1.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chignik Lake, AK	53	110	9.5%
Chistochina, AK	53	121	20.5%
Egegik, AK	53	100	0.4%
Koyukuk, AK	53	88	11.7%
Big Flat, AR	53	78	22.2%
Blue Clay Farms, NC	53	99	1.3%