Cost Of Living in Billings, OK

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29%

Overall NAT. AVG.

17%

Goods & Services NAT. AVG.

71%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Billings	Oklahoma	National
Cost of living	71	85	100
Goods & Services	84	89	100
Groceries	94	96	100
Health care	95	95	100
Housing	29	70	100
Transportation	89	88	100
Utilities	95	97	100

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Homes For Sale In Billings, OK

0001 E 320

Red Rock, OK

25906 E H Holden Rd

Kremlin, OK

513 N Broadway

Billings, OK

Cost Of Living Quick Facts

The cost of living in Billings is 17% lower than the Oklahoma average
The cost of living in Billings is 29% lower than the national average
Billings housing is 71% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,034	$4,670	$1,307	$1,681
Renters	$43,648	$3,637	$1,018	$1,310

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Goods & Services

Item	Billings	National avg.	Difference
Haircut	$17.50	$27.62	36.6%
Beauty Salon	$44.78	$51.11	12.4%
Toothpaste	$4.18	$4.09	2.1%
Shampoo	$1.14	$1.54	26.1%
Movie	$6.88	$12.88	46.6%
Yoga	$20.00	$19.66	1.7%

Groceries

Item	Billings	National avg.	Difference
Ground Beef	$7.56	$7.70	1.9%
Fried Chicken	$1.56	$1.66	6.2%
Milk	$4.51	$4.73	4.7%
Potatoes	$5.31	$5.26	1.0%
Pizza	$12.00	$12.76	6.0%
Beer	$10.01	$10.55	5.1%

Health Care

Item	Billings	National avg.	Difference
Optometrist	$113.47	$140.06	19.0%
Doctor	$81.33	$153.82	47.1%
Dentist	$101.27	$123.15	17.8%
Ibuprofen	$11.18	$11.73	4.7%
Lipitor	$37.91	$23.61	60.6%

Housing

Item	Billings	National avg.	Difference
Home Price	$54,307.00	$326,622.00	83.4%
Avg. Mortgage Payment	$2,015.19	$2,480.25	18.8%
Apartment Rent	$839.00	$1,444.00	41.9%

Transportation

Item	Billings	National avg.	Difference
Gasoline	$2.64	$3.06	13.7%
Tire Balancing	$62.89	$65.21	3.6%

Utilities

Item	Billings	National avg.	Difference
All Electricity	$197.80	$220.12	10.1%
Phone	$200.92	$195.71	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hunter, OK	146	75	24.7%
Lamont, OK	306	77	22.7%
Red Rock, OK	226	74	26.0%
Tonkawa, OK	3,065	76	24.2%
Fairmont, OK	174	81	18.8%
Billings, OK	419	71	29.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rutledge, AL	419	79	20.5%
Wenden, AZ	419	83	16.9%
Empire, CO	419	118	18.0%
Good Hope, IL	419	82	18.1%
Arcadia, KS	419	69	30.7%
Billings, OK	419	71	29.3%