Bigfork cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index114100100
Goods & Services index98106100
Groceries index99104100
Health care index11595100
Housing index14599100
Transportation index10791100
Utilities index9986100
Here we can see a simple outline of the cost of living in Bigfork, MT. As you can see, with the average cost of living in Bigfork, MT being 114, that puts it 14% higher than the average of Montana and 14% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Bigfork, MT, the price of goods and services are 7% lower than the average of Montana as well as 2% lower than the nation's average.
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Did you know?

  • The cost of living in Bigfork is 14% higher than the Montana average.
  • The cost of living in Bigfork is 14% higher than the national average.
  • The cost of housing in Bigfork is 45% higher than the national average.
  • Montana general sales tax is 100% lower than the national average.
  • Montana state income tax is 55% lower than the national average.

Compare Bigfork, MT Cost of living To Other Cities


      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Use the salary calculator to compare your current income in Bigfork, MT to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Bigfork, MT, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Bigfork, MT salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      If you want to find a good determining factor for the cost of living and the general affordability of housing in Bigfork, MT, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Bigfork, MT, the median monthly income is $60,154 for those who own their own homes. Under the standard rule, that income level would allow for $1,403 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $24,313, per the median income in the area. That would allow for renters to spend up to $567 on monthly rental expenses.

      Montana Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Montana Income Tax

      StateIncome Tax (Low)Income Tax (High)
      When considering the overall cost of living expenses in Bigfork, MT, it's important to take into account the sales tax for Montana, as well as the rate for income tax in Montana. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Montana is 0%, and the sales tax in the state of Montana is 0%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Montana starts from 1% and goes up to 6.9%.

      Goods & Services

      ItemBigforkNational avg.Difference
      Haircut $18.50$17.495.8%
      Beauty Salon $32.17$38.1715.7%
      Toothpaste $2.42$2.324.3%
      Shampoo $1.03$1.011.8%
      Movie $13.74$10.7228.1%
      Bowling $16.25$13.8617.2%


      ItemBigforkNational avg.Difference
      Ground Beef $3.47$3.9011.0%
      Fried Chicken $1.41$1.401.0%
      Milk $1.57$1.9620.0%
      Potatoes $2.81$3.1811.7%
      Pizza $9.99$10.393.9%
      Beer $9.46$9.232.5%

      Health Care

      ItemBigforkNational avg.Difference
      Optometrist $129.67$106.3421.9%
      Doctor $150.75$115.2530.8%
      Dentist $108.00$98.389.8%
      Ibuprofen $10.16$9.269.7%
      Lipitor $485.00$466.474.0%


      ItemBigforkNational avg.Difference
      Home Price $319,400.00$184,700.0072.9%
      Avg. Mortgage Payment $1,421.30$1,273.3211.6%
      Apartment Rent $757.00$949.0020.2%


      ItemBigforkNational avg.Difference
      Gasoline $2.81$2.598.3%
      Tire Balancing $52.25$48.906.9%


      ItemBigforkNational avg.Difference
      All Electricity$156.86$167.606.4%
      Phone $190.17$163.4216.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Forest Hill Village, MT24489-11%
      Evergreen, MT7,54696-4%
      Kalispell, MT21,6191000%
      Helena Flats, MT8961077%
      Woods Bay, MT8031088%
      Bigfork, MT5,03211414%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      South Sarasota, FL5,03212020%
      Dayton, MN5,03111111%
      South Highpoint, FL5,03488-12%
      Shenandoah, IA5,03081-19%
      Hawaiian Beaches, HI5,03513636%
      Bigfork, MT5,03211414%
      Source: The Bigfork, MT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.