Cost of Living in Bigfork, MT

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F
32%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
103%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bigfork Montana National
Cost of living132102100
Groceries105103100
Health care103102100
Housing203101100
Transportation98100100
Utilities102104100
Lifestyle & Entertainment103100100
Household Items99100100
Education & Childcare101102100
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Homes For Sale In Bigfork, MT

property for sale

159 Sylvan Dr

Bigfork, MT
property for sale

270 Bridge St Unit QC1-103

Bigfork, MT
property for sale

28321 Cougar Trl

Bigfork, MT
property for sale

30612 3 Turtle Xing

Bigfork, MT

Cost Of Living Quick Facts

  • The cost of living in Bigfork is 30% higher than the Montana average
  • The cost of living in Bigfork is 32% higher than the national average
  • Bigfork housing is 103% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Bigfork

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Compare Bigfork, MT Cost of Living

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      The best places in Montana

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,297$9,775$2,737$3,519
      Renters$82,799$6,900$1,932$2,484
      A good indicator of the general affordability of housing in Bigfork, MT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Bigfork, the median monthly income is $117,297 for those who own their own homes. Under the standard rule, that income level would allow for $2,737 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $82,799, per the median income in the area. That would allow for renters to spend up to $1,932 on monthly rental expenses.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rollins, MT1621021.5%
      Bear Dance, MT2331021.5%
      Forest Hill Village, MT1018811.6%
      Somers, MT1,1221065.7%
      Evergreen, MT8,6601076.7%
      Bigfork, MT4,91813232.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Nashville, GA4,9178415.9%
      Harlan, IA4,9178812.4%
      Morganville, NJ4,91715656.2%
      Evansdale, IA4,9198713.5%
      Berlin, MD4,92011212.4%
      Bigfork, MT4,91813232.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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