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Places With The Lowest Cost Of Living In Kentucky 2020

Nearby Areas With A High Livability Score67
  • Monticello, KY
  • (City)
  • Population: 6,116
81
  • Williamsburg, KY
  • (City)
  • Population: 5,263
76
  • Corbin, KY
  • (City)
  • Population: 7,306
61
  • Middlesborough, KY
  • (City)
  • Population: 9,842
72
  • Central City, KY
  • (City)
  • Population: 5,895
59
  • Russellville, KY
  • (City)
  • Population: 6,998
  • The whole town is corrupt from the child support office where Kay Fisher works to her buddy buddy friends in the Attorney's office and in the court. If you have children you pay support for STAY AWAY…[read more]
70
  • Cynthiana, KY
  • (City)
  • Population: 6,376
68
  • Westwood, KY
  • (City)
  • Population: 5,215
70
  • Leitchfield, KY
  • (City)
  • Population: 6,850
71
  • Ashland, KY
  • (City)
  • Population: 21,294
  • I lived in Ashland for about fifteen years and I just recently moved. For years, I always enjoyed living in Ashland and I enjoyed the fact that the town is relatively close to both West Virginia and Ohio…[read more]
83
  • Flatwoods, KY
  • (City)
  • Population: 7,358
64
  • Campbellsville, KY
  • (City)
  • Population: 11,329
  • I suppose in the grand scheme of things there are worse places one could live than Campbellsville, Kentucky. I do have to be honest however and say that Campbellsville is not one of the best areas in…[read more]
64
  • Hazard, KY
  • (City)
  • Population: 5,383
77
  • Harrodsburg, KY
  • (City)
  • Population: 8,409
69
  • Lebanon, KY
  • (City)
  • Population: 5,604
69
  • Somerset, KY
  • (City)
  • Population: 11,415
  • If you're looking for one of the best areas in the state of Kentucky to put down roots, Somerset is the place for you. I have been living in Somerset with my family for about 24 years now and I honestly…[read more]
72
  • Glasgow, KY
  • (City)
  • Population: 14,338
  • I couldn't ask for a better place to live! Glasgow is a small suburban diverse area located within Barren County. It's favored for its yearly Highland Games Festival. One disadvantage is the job growth…[read more]
54
  • Mayfield, KY
  • (City)
  • Population: 10,078
  • I do not advise any person or business to live or start a business in the city limits of Mayfield, Kentucky. The City of Mayfield's Code Enforcement Department is crazy. Here is just a small sample of…[read more]
72
  • Franklin, KY
  • (City)
  • Population: 8,706
68
  • Princeton, KY
  • (City)
  • Population: 6,215
79
  • Paris, KY
  • (City)
  • Population: 9,836
70
  • Shively, KY
  • (City)
  • Population: 15,625
  • Yep! The terrifying Waverly Hills Sanitorium is right here, and it is just about our biggest claim to fame! One of the most haunted locations in the United States, it makes up for the otherwise…[read more]
77
  • Madisonville, KY
  • (City)
  • Population: 19,615
  • I've been living in Madisonville Kentucky for about 11 years and love the small-town charm and the convenience of all of the shopping, recreation, and churches in this beautiful small town community. My…[read more]
62
  • London, KY
  • (City)
  • Population: 8,111
59
  • Mount Sterling, KY
  • (City)
  • Population: 7,136
74
  • Henderson, KY
  • (City)
  • Population: 28,870
  • The best thing about Henderson, KY is more than an average town. We have plenty of scenic sites particularly appealing to photographers like myself. I love taking pictures at John James Audubon Park and…[read more]
64
  • Winchester, KY
  • (City)
  • Population: 18,395
  • Winchester used to be a nice place, but between some very violent crimes that have taken place, a rampant drug problem, the city is run down, and downtown has so many prostitutes. The local government…[read more]
72
  • Owensboro, KY
  • (City)
  • Population: 58,685
  • As of 2019 the Owensboro bus system continues to argue over not having major bus stop schedules to download. Owensboro Transit refuses to have major bus stop schedules like most of the world has. And the…[read more]
78
  • Maysville, KY
  • (City)
  • Population: 8,883
71
  • Covington, KY
  • (City)
  • Population: 40,766
  • Covington has lots of great activities if you want something interesting or entertaining to do on the weekends. You'll find lots of great food in the city as well, which makes being a Covington resident…[read more]
75
  • Dayton, KY
  • (City)
  • Population: 5,385
66
  • Paducah, KY
  • (City)
  • Population: 25,010
  • I purchased a house in Paducah, and was immediately set upon by one man working for the city. The house was a historical one, and had very little wrong with it. Some of the wiring had been updated in the…[read more]
74
  • Lawrenceburg, KY
  • (City)
  • Population: 11,081
  • I lived there for a year and left because being married to an Arab gives you dirty looks in public there (never saw one person of color either) and the neighbors are very crude and loud. Shopping at some…[read more]
74
  • Frankfort, KY
  • (City)
  • Population: 27,598
  • My only complaint is the Chamber of Commerce won't allow more corporate/commercial shopping. That said, things in that area are changing and we have a lot more shopping and dining to offer than before. …[read more]
80
  • Berea, KY
  • (City)
  • Population: 14,667
  • I love a laid-back atmosphere, which is why Berea, Kentucky is the perfect place of residence for me! It has breath-taking scenery and a relaxed environment. A sense of art and, crafting, and exploration…[read more]
58
  • Oak Grove, KY
  • (City)
  • Population: 7,487
60
  • Hopkinsville, KY
  • (City)
  • Population: 32,442
  • The slave factories in Hoptown are the main source of income for most people. Even those who have degrees have had to work in the factories because that's all there was available. The local government…[read more]
78
  • Richmond, KY
  • (City)
  • Population: 33,583
  • Richmond KY is one of the best places to live if you have kids and want to engage in lots of fun-friendly activities. The city also has lots of historic sites, so there are plenty of options when friends…[read more]
72
  • Bardstown, KY
  • (City)
  • Population: 13,026
  • Moved here in 2002. I wish I had known then what I know now! Rated best small town in America. Are they kidding me? Take my advice, save yourself the headache and stress and don't even consider moving…[read more]
77
  • Danville, KY
  • (City)
  • Population: 16,645
  • One of the best areas in Kentucky to make your home is in Danville. My family has been living in Danville since before I was born and I have loved it here all my life. The crime rate has always been low…[read more]
81
  • Versailles, KY
  • (City)
  • Population: 9,091
59
  • Radcliff, KY
  • (City)
  • Population: 22,806
  • Radcliff is turning into a crime Capital of Kentucky. The Police don't do their Jobs and Ignore Crime, here you never know when a Bad neighbor is going to move next door, that is when you will find out…[read more]
67
  • Newport, KY
  • (City)
  • Population: 15,321
  • If you're looking for one of the best areas in Kentucky to move to or even to visit steer clear of Newport. I've lived here for many years now and have seen this area go downhill more and more with each…[read more]
81
  • Hillview, KY
  • (City)
  • Population: 8,688
72
  • Nicholasville, KY
  • (City)
  • Population: 29,249
  • Nicholasville is a nice, quite country town away from the chaos of city life. It has mostly everything one would need to live a comfortable life. Including popular supmartkrt chains and fast food joints.…[read more]
73
  • Bowling Green, KY
  • (City)
  • Population: 62,824
  • When living in Bowling Green I was very amazed by many things there. Every place has its ups and downs but this place has a lot of ups! The attractions in Bowling Green had to be some of the best. One…[read more]
76
  • Shepherdsville, KY
  • (City)
  • Population: 11,869
  • My family and I experienced marvelous memories while living in Shepherdsville Kentucky. The city is in Bullitt County Kentucky. Shepherdsville is close to Downtown Louisville and Elizabethtown. The small…[read more]
85
  • Bellevue, KY
  • (City)
  • Population: 5,879
67
  • Wilmore, KY
  • (City)
  • Population: 6,181
65
  • Murray, KY
  • (City)
  • Population: 18,726
  • I lived here for 3 years while attending MSU and I had to transfer because it was unlivable. I'm from another small town in KY but Murray is like another planet. Nothing to do, nowhere to shop, no…[read more]

Finding an affordable place to live in Kentucky is not always an easy task. While housing prices continue to rebound and general goods and services continue to rise, it feels like affordable living could be a thing of the past. Luckily, there are still some cities in Kentucky that qualify as affordable. Using science and data, AreaVibes has compiled a list of the most affordable places to live in Kentucky. These cities have the lowest cost of living in all of Kentucky.

Listed above are the most affordable places to live in Kentucky with a population of more than 5,000 people. To calculate the most affordable cities in Kentucky, the cost of living index for each city was calculated, then compared to the national average of 100. The cost of living index takes into account the following categories: goods and services, groceries, health care, housing, transportation and utilities.

To customize your list of affordable places to live in Kentucky, you can adjust the filters to meet your needs. This will allow you to select the city size (population) as well as what other categories (amenities, crime, education, employment, housing and weather) might be important to you. Finally, you are also able to select your home or rental price range to ensure that the cities on your list fit your budget.