Cost of Living in Bertram, TX

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A+
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bertram Texas National
Cost of living9594100
Groceries9798100
Health care9698100
Housing9283100
Transportation9998100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9798100
Education & Childcare9298100
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Homes For Sale In Bertram, TX

property for sale

101 Bertram Oaks Dr

Bertram, TX
property for sale

428 County Road 326A

Bertram, TX
property for sale

53 Balcones Ridge Way

Bertram, TX
property for sale

9902 County Road 210

Bertram, TX
See the Newest Homes For Sale In Bertram, TX

Cost Of Living Quick Facts

  • The cost of living in Bertram is 1% higher than the Texas average
  • The cost of living in Bertram is 5% lower than the national average
  • Bertram housing is 8% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Bertram

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Compare Bertram, TX Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,018$7,502$2,100$2,701
      Renters$113,270$9,439$2,643$3,398

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
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      Meadowlakes, TX2,3361109.9%
      Leander, TX62,51211515.3%
      Bertram, TX1,931954.5%

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      Granger, IA1,9311044.4%
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      Bertram, TX1,931954.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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