Cost of Living in Belle Plaine, IA

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18%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Belle Plaine Iowa National
Cost of living8289100
Groceries9697100
Health care9596100
Housing5174100
Transportation9797100
Utilities9995100
Lifestyle & Entertainment9695100
Household Items9597100
Education & Childcare9194100
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Homes For Sale In Belle Plaine, IA

property for sale

1512 6th Ave

Belle Plaine, IA
property for sale

7544 Highway 21

Belle Plaine, IA
property for sale

1514 7th Ave

Belle Plaine, IA
property for sale

1402 4th Ave

Belle Plaine, IA

Cost Of Living Quick Facts

  • The cost of living in Belle Plaine is 8% lower than the Iowa average
  • The cost of living in Belle Plaine is 18% lower than the national average
  • Belle Plaine housing is 49% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Belle Plaine

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,923$6,994$1,958$2,518
      Renters$31,272$2,606$730$938

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Watkins, IA887425.6%
      Chelsea, IA2657623.5%
      Vining, IA857722.6%
      Elberon, IA1767821.6%
      Ladora, IA2317921.2%
      Belle Plaine, IA2,4818217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Breezy Point, MN2,48111211.8%
      Skaneateles, NY2,48113534.8%
      Castle Point, MO2,4808218.0%
      Poland, OH2,480946.0%
      Bloomfield, MO2,4828218.2%
      Belle Plaine, IA2,4818217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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