A+
16%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bellaire Ohio National
Cost of living8489100
Groceries10097100
Health care9996100
Housing4974100
Transportation9796100
Utilities9996100
Lifestyle & Entertainment9795100
Household Items9897100
Education & Childcare10093100
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Cost Of Living Quick Facts

  • The cost of living in Bellaire is 6% lower than the Ohio average
  • The cost of living in Bellaire is 16% lower than the national average
  • Bellaire housing is 51% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Bellaire

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Compare Bellaire, OH Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$63,219$5,268$1,475$1,897
      Renters$39,274$3,273$916$1,178
      A good way to judge both the affordability of the housing and the cost of living in Bellaire is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bellaire has a median income of about $63,219 for people who own homes. Based on that number, a maximum of $1,475 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,274. Based on this average, renters should spend no more than $916 on all rental costs if they want to maintain a non-impoverished standard of living.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lafferty, OH99954.7%
      Connorville, OH236991.2%
      Glencoe, OH68991.2%
      Beech Bottom, WV6488218.2%
      McMechen, WV1,9038218.2%
      Bellaire, OH4,2028416.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Beavercreek, OR4,20215959.5%
      Woodville, FL4,201955.3%
      Sinking Spring, PA4,2011054.7%
      Saint-Antonin, QC4,204n/a 
      St. Joseph, IL4,205981.7%
      Bellaire, OH4,2028416.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.