Cost of Living in Bedford, NY

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F
119%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
370%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bedford New York National
Cost of living219121100
Groceries107106100
Health care109110100
Housing470144100
Transportation111113100
Utilities109112100
Lifestyle & Entertainment116111100
Household Items107106100
Education & Childcare126118100
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Homes For Sale In Bedford, NY

property for sale

93 Brundage Ridge Rd

Bedford, NY
property for sale

68 Quarry Ln

Bedford, NY
property for sale

233 Long Ridge Rd

Bedford, NY
property for sale

515 Long Ridge Rd

Bedford, NY

Cost Of Living Quick Facts

  • The cost of living in Bedford is 82% higher than the New York average
  • The cost of living in Bedford is 119% higher than the national average
  • Bedford housing is 370% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Bedford

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Compare Bedford, NY Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$283,146$23,596$6,606$8,495
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cannondale, CT4561099.3%
      Greenville CDP (Greene County), NY6161066.1%
      Peekskill, NY25,02112423.7%
      Bethel, CT11,21912423.9%
      Brewster, NY2,32712525.0%
      Bedford, NY1,708219119.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hillcrest, IL1,708936.7%
      Holland, OH1,708946.0%
      Moscow, PA1,7081032.9%
      Brackettville, TX1,7088118.6%
      Caddo Mills, TX1,708964.3%
      Bedford, NY1,708219119.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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