Cost of Living in Bedford, IA

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19%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
54%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bedford Iowa National
Cost of living8189100
Groceries9597100
Health care9796100
Housing4674100
Transportation9597100
Utilities9795100
Lifestyle & Entertainment9995100
Household Items9797100
Education & Childcare9394100
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Homes For Sale In Bedford, IA

property for sale

Pollock Blvd

Bedford, IA
property for sale

707 State St

Bedford, IA
property for sale

2830 Maryland Ave

Bedford, IA
property for sale

1106 Dodge St

Bedford, IA
See the Newest Homes For Sale In Bedford, IA

Cost Of Living Quick Facts

  • The cost of living in Bedford is 9% lower than the Iowa average
  • The cost of living in Bedford is 19% lower than the national average
  • Bedford housing is 54% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Bedford

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Compare Bedford, IA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,762$8,314$2,328$2,993
      Renters$49,625$4,135$1,158$1,489

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Athelstan, IA4964.1%
      Conway, IA427129.2%
      Sheridan, MO2127426.0%
      Gravity, IA1127623.9%
      Blockton, IA1377624.2%
      Bedford, IA1,5278119.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. David, AZ1,527927.9%
      Pinconning, MI1,5278019.7%
      La Huerta, NM1,52711110.6%
      Colma, CA1,528202102.4%
      Warren Park, IN1,526937.2%
      Bedford, IA1,5278119.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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