Cost Of Living in Beaver Creek, MD

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F

57%

Overall NAT. AVG.

18%

Goods & Services NAT. AVG.

167%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Beaver Creek	Maryland	National
Cost of living	157	120	100
Goods & Services	118	108	100
Groceries	96	106	100
Health care	149	106	100
Housing	267	151	100
Transportation	96	100	100
Utilities	99	114	100

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Homes For Sale In Beaver Creek, MD

20767 Beaver Creek Rd

Boonsboro, MD

9812 Pembroke Dr

Hagerstown, MD

Cost Of Living Quick Facts

The cost of living in Beaver Creek is 30% higher than the Maryland average
The cost of living in Beaver Creek is 57% higher than the national average
Beaver Creek housing is 167% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$320,797	$26,733	$7,485	$9,625
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Beaver Creek	National avg.	Difference
Haircut	$19.00	$27.62	31.2%
Beauty Salon	$42.00	$51.11	17.8%
Toothpaste	$4.06	$4.09	0.8%
Shampoo	$1.69	$1.54	9.6%
Movie	$11.25	$12.88	12.6%
Yoga	$15.33	$19.66	22.0%

Groceries

Item	Beaver Creek	National avg.	Difference
Ground Beef	$7.54	$7.70	2.1%
Fried Chicken	$1.52	$1.66	8.6%
Milk	$4.67	$4.73	1.3%
Potatoes	$5.48	$5.26	4.3%
Pizza	$13.74	$12.76	7.7%
Beer	$10.70	$10.55	1.4%

Health Care

Item	Beaver Creek	National avg.	Difference
Optometrist	$250.00	$140.06	78.5%
Doctor	$234.41	$153.82	52.4%
Dentist	$216.41	$123.15	75.7%
Ibuprofen	$11.81	$11.73	0.7%
Lipitor	$24.21	$23.61	2.5%

Housing

Item	Beaver Creek	National avg.	Difference
Home Price	$870,953.00	$326,622.00	166.7%
Avg. Mortgage Payment	$2,329.87	$2,480.25	6.1%
Apartment Rent	$0.00	$1,444.00	100.0%

Transportation

Item	Beaver Creek	National avg.	Difference
Gasoline	$3.12	$3.06	2.1%
Tire Balancing	$52.33	$65.21	19.7%

Utilities

Item	Beaver Creek	National avg.	Difference
All Electricity	$219.62	$220.12	0.2%
Phone	$189.31	$195.71	3.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cearfoss, MD	120	110	9.5%
Yarrowsburg, MD	281	110	9.5%
Gapland, MD	62	110	9.5%
Kemps Mill, MD	0	110	9.5%
Fort Ritchie, MD	49	110	9.5%
Beaver Creek, MD	554	157	56.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Truro, IA	554	85	14.5%
Industry, IL	554	81	19.1%
Makanda, IL	554	98	1.8%
Kanopolis, KS	554	78	22.4%
Parma, MI	554	86	14.5%
Beaver Creek, MD	554	157	56.7%