Cost of Living in Baldwin, WI

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A+
1%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Baldwin Wisconsin National
Cost of living9996100
Groceries10099100
Health care9998100
Housing9889100
Transportation9898100
Utilities104101100
Lifestyle & Entertainment9798100
Household Items10099100
Education & Childcare9798100
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Homes For Sale In Baldwin, WI

property for sale

353 Meadowview Ct

Baldwin, WI
property for sale

1450 6th Ave

Baldwin, WI
property for sale

264 Birch St

Baldwin, WI
property for sale

382 Cedar St

Baldwin, WI

Cost Of Living Quick Facts

  • The cost of living in Baldwin is 4% higher than the Wisconsin average
  • The cost of living in Baldwin is 1% lower than the national average
  • Baldwin housing is 2% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Baldwin

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Compare Baldwin, WI Cost of Living

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      Salary Calculator

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,939$10,412$2,915$3,749
      Renters$54,642$4,554$1,275$1,639
      A good way to judge both the affordability of the housing and the cost of living in Baldwin is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Baldwin has a median income of about $124,939 for people who own homes. Based on that number, a maximum of $2,915 should be spent on expenses related to housing. Renters have a slightly different median income, which is $54,642. Based on this average, renters should spend no more than $1,275 on all rental costs if they want to maintain a non-impoverished standard of living.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Emerald, WI2348911.3%
      Knapp, WI6588910.7%
      Elmwood, WI627919.4%
      Glenwood City, WI1,147927.8%
      Woodville, WI1,590936.8%
      Baldwin, WI4,174991.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mount Olive, AL4,174927.9%
      Clearwater, SC4,174928.2%
      Reedsport, OR4,173955.2%
      Egg Harbor City, NJ4,1751033.4%
      Spackenkill, NY4,17212626.3%
      Baldwin, WI4,174991.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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