Cost Of Living in Baldwin, GA

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12%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Baldwin	Georgia	National
Cost of living	88	96	100
Groceries	100	99	100
Health care	97	99	100
Housing	61	88	100
Transportation	99	99	100
Utilities	101	102	100
Lifestyle & Entertainment	96	100	100
Household Items	99	100	100
Education & Childcare	102	99	100

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Homes For Sale In Baldwin, GA

155 Dilmus Ct

Baldwin, GA

Tanager

Alto, GA

Baldwin Heights Rd

Baldwin, GA

1.18 ACRES Garrison Rd

, GA

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Cost Of Living Quick Facts

The cost of living in Baldwin is 9% lower than the Georgia average
The cost of living in Baldwin is 12% lower than the national average
Baldwin housing is 39% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,805	$6,900	$1,932	$2,484
Renters	$47,095	$3,925	$1,099	$1,413

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Raoul, GA	2,810	83	17.2%
Sautee-Nacoochee, GA	591	83	16.6%
Toccoa, GA	8,644	88	12.4%
Alto, GA	1,304	91	9.3%
Demorest, GA	2,318	91	9.0%
Baldwin, GA	3,680	88	12.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chipley, FL	3,680	84	16.3%
Tiger Point, FL	3,680	122	22.2%
Grasonville, MD	3,680	132	32.1%
Delta, UT	3,679	97	2.6%
Indianola, WA	3,678	129	28.9%
Baldwin, GA	3,680	88	12.2%